Hartford disability claims are one of the most difficult to deal with. The Hartford’s claims review process is aggressive. Our firm’s long-term disability insurance attorneys have assisted hundreds of clients with Hartford disability claims. We are prepared for their tactics and know how to handle them.
Hartford’s Claims Review Tactics
One of their main tactics is a claims interview. An investigator may go to your home for a claims interview. These could last three to four hours. During the visit, the Hartford investigator will ask you a series of questions regarding your day-to-day abilities. He will want to know how you handle your activities of daily living. The investigator may also ask about your current treating doctors. He will write down all your answers.
The interviewer will watch you during the interview and take detailed notes about how long you can sit, stand or walk. He will also note other physical abilities you show during the meeting. Keep in mind, your interview may be tape recorded. At the end of the claims interview, you will be asked to sign the document that the interviewer completed.
After that, it is likely you will be shown video surveillance footage they previously took of you. The video surveillance was likely done over several days. It will show you doing activities on a good day. You will be asked if you want to change any of your prior answers. You will have to sign a statement about it.
The Hartford is known for doing this to those who do not have a long-term disability insurance attorney. An experienced disability insurance attorney can help you avoid the trickery of this type of interview. A Hartford disability claim should not be as difficult as they want it to be.
The Hartford may also send you to a medical exam by one of its paid doctors. They may even have your file reviewed by a consultant. These doctors will be given a copy of the video surveillance. The doctor’s opinion will be the basis for the denial or termination of your disability claim.
Attorneys for The Hartford Disability Claims
If you have received a call from the Hartford wanting to schedule an in-person claim interview, you should contact a long-term disability insurance attorney right away. The attorneys at Dabdoub Law Firm are familiar with this disability insurance company’s claims review tactics.
We have handled hundreds of Hartford disability claims nationwide. We can provide legal representation through any phase of your disability case.
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