Illinois Mutual Disability Claims
Our Disability Insurance Lawyers Offer Nationwide Assistance
At Dabdoub Law Firm, our attorneys spend every day recovering disability benefits from insurance companies like Illinois Mutual. While we should never have to get involved with good-faith contracts, we often have to remind insurance companies of their responsibilities under the Employee Retirement Income Security Act of 1974 (ERISA). In some cases, we even have to take insurance companies to federal court to get our clients the short-term and long-term disability benefits they deserve.
If you paid for a disability insurance policy with Illinois Mutual, and the company has delayed or denied your claim, do not hesitate to contact Dabdoub Law Firm.
Call us at (800) 969-0488 to get started today.
Understanding Your Illinois Mutual Disability Insurance Policy
Illinois Mutual’s most popular disability insurance policy is called the M.U.G. Plan® or Personal Paycheck Power®. M.U.G. stands for mortgage, utilities, and groceries, and the plan is meant to cover those necessities should you become disabled and unable to earn your paycheck.
Illinois Mutual claims to offer compassionate and timely claims processing, but sometimes, people who suffer from qualifying medical conditions cannot get the benefits they need at all. Until, that is, they call an attorney from Dabdoub Law Firm.
You pay your insurance premiums, so we help ensure you get the services you were promised.
Standard vs. Premium Policies
When it comes to disability insurance plans, the language of your policy matters. Illinois Mutual may rely on exclusions or special insurance riders you do not have in an attempt to deny your claim. Your insurance company may even try to twist policy language to keep you away from the benefits you paid for. There’s a reason the company’s website gives policyholders little information about what to expect when filing a claim. All too often, claimants call an 800-number just to be thrown through confusing loops and never see the “direct deposits” they were promised.
Fortunately, our legal team at Dabdoub Law Firm can go through your policy with a fine-toothed comb and help make sure Illinois Mutual upholds its end of your contract — whether you have group disability insurance, an individual plan, a basic policy, or a premium one.
Help from an Attorney with Expertise in Disability Insurance
Disability insurance law is complicated. If your claim for long-term disability benefits was denied or is being delayed by Illinois Mutual or another insurance company, you need to get help from a lawyer with expertise in disability law.
- Our lawyers specialize in disability insurance.
- Our lawyers have experience with UNUM, Hartford, CIGNA, Reliance Standard, Illinois Mutual, and just about every other insurance company.
- Our lawyers have won tough disability insurance lawsuits.
- Our lawyers have recovered millions of dollars in disability benefits for clients like you.
Because federal law applies to most disability insurance claims, we do not have to be located in your state to help.
Dabdoub Law Firm represents clients nationwide with:
- Submitting disability insurance claims,
- Appealing long-term disability denials,
- Negotiating lump-sum settlements, and
- Filing lawsuits against their disability insurance companies.
Call us at (800) 969-0488 or contact us online to speak with a disability insurance attorney. Your consultation is free, and you will not owe any fees or costs unless you recover disability benefits from your insurance company.