HIV/AIDS Disability Claims Lawyers
Recover Short-Term or Long-Term Disability Benefits with Dabdoub Law Firm
Human immunodeficiency virus (HIV) attacks the body’s immune system and causes acquired immunodeficiency syndrome (AIDS). While HIV can be managed, there is no cure, and untreated HIV can lead to AIDS, which typically kills people within 1 to 3 years.
While immediate treatment can mitigate the symptoms of HIV and prevent AIDS, many people do not realize they have HIV until it is too late. Like other diseases that affect the immune system, HIV/AIDS can cause many unpleasant symptoms and complications, many of which prevent people with the virus from fulfilling the duties of their occupation.
If you cannot go to work because of HIV/AIDS and you have a disability insurance policy, Dabdoub Law Firm can help you get the short-term and long-term disability benefits you deserve. We have more than 20 years of experience helping people use disability insurance to deal with various medical conditions, including HIV/AIDS.
Whether you need some time off work to begin HIV treatment and manage your disease or you have advanced to AIDS and need to stop working for good, we can help you file a disability claim, appeal a denial, or file a lawsuit against your insurance company.
Call Dabdoub Law Firm at (800) 969-0488 to get started today.
The 3 Stages of HIV/AIDS
People get HIV through unprotected sex, sharing drug needles, and contact with HIV-positive blood or bodily fluids. Babies can also get HIV from their mothers during pregnancy, childbirth, or breastfeeding.
According to the Centers for Disease Control and Prevention (CDC), HIV/AIDS presents itself in 3 stages.
The first signs of HIV show up as flu-like symptoms. During Stage 1: Acute HIV Infection, a person with HIV might experience:
- Night sweats
- Muscle aches
- Sore throat
- Swollen lymph nodes
- Mouth ulcers
These symptoms may come and go within 2 to 4 weeks, and many people mistake them for a run-of-the-mill flu. If left untreated, however, HIV patients may move into Stage 2: Chronic HIV Infection.
During Stage 2, someone with chronic HIV may not have any symptoms, but the virus will eventually weaken that person’s immune system. Once the immune system has suffered enough damage, patients move into Stage 3: AIDS.
AIDS and Opportunistic Infections
People with AIDS are extremely sensitive to opportunistic infections, or illnesses that occur more frequently and are more severe in people with HIV.
Common opportunistic infections include:
- Candidiasis (yeast infections and oral thrush)
- Invasive cervical cancer
- Coccidioidomycosis (valley fever or desert fever)
- Fungal infections like cryptococcosis and histoplasmosis
- Parasites like cryptosporidiosis (crypto), cystoisosporiasis, and toxoplasmosis
- Cytomegalovirus or CMV (a serious infection in multiple parts of the body)
- HIV-related encephalopathy (inflammation in the brain)
- Herpes simplex virus or HSV (cold sores or genital ulcers)
- Kaposi’s sarcoma or KS (abnormal blood vessel growth)
- Lymphoma (cancer of the lymph nodes)
- Tuberculosis or TB
- Bacterial infections like Mycobacterium avium complex (MAC)
- Progressive multifocal leukoencephalopathy (a rare brain and spinal cord disease)
- Wasting syndrome (the loss of more than 10% of one’s body weight)
Fortunately, HIV treatment is widespread, and opportunistic infections are less common in people with HIV. Still, someone who does not know they have HIV may progress to AIDS and suffer an opportunistic infection.
Even something as mundane as a yeast infection could prove catastrophic to someone with HIV/AIDS and prevent them from working.
Sometimes, insurance companies downplay the severity of an opportunistic infection to deny disability claims. At Dabdoub Law Firm, we don’t allow insurers to get away with this kind of behavior.
Lawyers Specializing in Disability Insurance Claims
Because disability insurance law can be complicated, and insurance companies will take advantage of any confusion, you may need to get legal help from a lawyer who focuses on disability law.
As a law firm built to focus on disability insurance, Dabdoub Law Firm specializes in disability insurance and all related legal issues. Our attorneys spend every day working with major insurance companies to get our clients’ long-term disability benefits approved.
Further, federal law applies to most disability insurance claims, so we do not have to be located in your state to help you file your AIDS/HIV disability claim.
If your insurance company has delayed or denied your claim for long-term disability benefits, call us to speak with a disability insurance attorney.
We represent clients across the U.S. with:
- Submitting disability insurance claims,
- Appealing long-term disability denials,
- Negotiating lump-sum settlements, and
- Filing lawsuits against their disability insurance companies.
We can help you, too. All you need to do is call us at (800) 969-0488 or contact us online and schedule a free consultation today.