Delaware Long Term Disability Insurance Attorney
Our Delaware long term disability insurance attorneys have handled hundreds of cases involving disability insurance benefits. Whether you are filing for benefits initially, appealing a denial of benefits, or ready to file a lawsuit under ERISA, we are able to help.
The Employee Retirement Income Security Act, also known as ERISA, is a federal law that governs disability insurance policies issued to an employee by their employer. There are few exceptions to this law that include people employed by Government agencies and the Church. So if you have a disability insurance policy through your employer, it is likely governed by ERISA. This means that if you bring a lawsuit against the insurance company for a denial or termination of benefits, it must be brought in federal court.
Our long term disability insurance attorneys have handled all types of disability cases for people in Delaware. We have dealt with nearly every insurance company and have experience with numerous medical conditions. To be successful, it is important to understand the process to know how you should proceed with your case.
Before you can file a lawsuit under ERISA, you must first exhaust all administrative remedies. This means you must first file an internal appeal with the insurance company. The importance of doing this is to provide the insurance company with as much evidence as you can in support your disability. The appeal stage is your last chance to get as much information in your file. Once your appeal has been decided, you can no longer provide evidence in support of your disability claim.
All attorneys at this firm focus on representing people with long-term disability claims. Our attorneys can help at any stage, from filing your claim for disability benefits, appealing denied claims, or bringing a lawsuit against your insurance company to recover disability benefits.
If you or someone you know needs a Delaware disability insurance lawyer to help them through the process of getting disability insurance benefits, call the Dabdoub law firm today. We have years of experience fighting for people's benefits.