Success Stories

Millions of Dollars in Disability Benefits Paid to Our Clients

Dabdoub Law Firm is proud of our achievements as disability attorneys. We have had many successes, including millions in disability benefits paid out to our clients over many years. We have taken on all major disability insurance companies across the United States to fight for our clients’ disability benefits.

While all case results vary based on your individual circumstances, you can read a sample of some of our many results below. Call (800) 969-0488 to learn how we can help you, too.

  • Video Surveillance

    UNUM

    UNUM conducted video surveillance of our client in an effort to prove he was not disabled, and he was able to work. However, they took video of the wrong person. We were able to prove they did not get video surveillance of our client, but of someone else. Our client was totally disabled and UNUM reinstated the benefits.
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  • Spinal Cord Ischemia

    Prudential

    We appealed against Prudential on behalf of our client who suffered from spinal cord ischemia. We refuted their claim that he could work, in any occupation, which was based upon their surveillance, medical records review and a vocational analysis. We proved that they wrongly terminated his benefits and he could not, in fact, work in any occupation.

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  • Diabetes

    Reliance

    Our client suffered from diabetes and complications from the diabetes that left him permanently disabled. We filed an appeal against Reliance Standard arguing that they unreasonably relied on the opinion of one nurse from their company who reviewed his claim file. We provided medical evidence supporting his total disability and his benefits were reinstated.

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  • Comorbid Conditions

    Liberty

    We successfully handled an appeal against Liberty Life Assurance Company for our client who suffered from a number of unrelated medical conditions. We argued that her comorbid conditions rendered her permanently disabled and that under ERISA Liberty Life violated the allowed time frame to make a decision on the appeal. After filing a lawsuit, our clients long term disability benefits were reinstated.

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  • Multiple Sclerosis

    Hartford

    We filed an appeal against The Hartford because they misapplied a bonus she received a year and a half after our client received it. WE argued that the case law is clear saying an insurance company can wait to apply something they know will disqualify a person from continuing receiving benefits. Because they waited a year and a half, the waived their right to apply the bonus to the earnings. Our client’s benefits were reinstated.
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  • Stroke

    Metlife

    Our client suffered a stroke but continued to work for about five years before leaving the job and filing for disability insurance benefits from MetLife. MetLife relied on their doctors’ opinions that our client could work but did not provide a reasonable explanation as to why. We argued that it is against ERISA law to not provide a reasonable explanation as to why they believed he could continue working. The denial was reversed and our client was awarded the benefits he is entitled to.
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  • Hit and Run Car Accident

    Metlife

    Our client suffered from neck, shoulder, and back pain, numbness and headaches as the result of a hit and run accident with a heavy duty truck. We provided all relevant medical records showing he could not longer work as a chiropractor and had to sell his practice. As a result, he was approved for disability benefits.
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  • Muscle and artery severed in the calf

    Hartford

    Our client suffered from a severed muscle and artery in his calf that occurred when he was a teenager. As a result of the injury, he had a number of other medical conditions which in totality left him disabled. The Hartford terminated his benefits based upon the misinterpretation of a physician's statements questionnaire. We filed an appeal with The Hartford and proved that the questionnaire they relied on was purposefully confusing. Our clients benefits were reinstated.
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  • Hormonal Disorder

    Lincoln

    We filed a claim with Lincoln Financial on behalf of our client who was a chiropractor. The insurance company requested our client submit financial information including tax returns. We argued that unless they are clearly required by the policy, we do not hand over any financial information because it should not have an effect the claim decision. Lincoln approved our client for the disability benefits he was entitled to.
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  • Vaginal Mesh Complications

    Aetna

    Our firm filed an appeal on behalf of a client who was totally disabled due to the complications of a vaginal mesh implant and secondary mental health issues. Aetna terminated her benefits after eighteen months claiming she could return to work. However they failed to cite any improvement in her medical condition or conduct a physical medical review. In our appeal we argued that they failed to consider all of her medical conditions as is required by law. Aetna reversed the appeal and our client is now receiving the disability benefits she deserves.
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  • Multiple Sclerosis

    CIGNA LINA

    Our client suffered from multiple sclerosis, chronic migraines and optic neuritis. All of these conditions left her totally disabled. Aetna relied on the opinion of one doctor who never met or treated our client and cherry picked her file for reasons to deny the claim. We filed an appeal with all her medical evidence arguing that when her records are looked at in whole she is clearly suffering from a disabling disease. Upon receipt of our appeal, Cigna approved her disability benefits.
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  • Heart Condition

    The Standard

    We filed an appeal on behalf of our client suffering from heart conditions and secondary impairments as a result. In our appeal, we argued that The Standard terminated benefits based on a temporary improvement in her heart condition. She was still suffering from a worsening condition that left her disabled. After receipt of our appeal, The Standard reversed the termination and our client received the benefits she is entitled to.
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  • Equinovarus or Clubfeet

    Metlife

    Our client suffered from the worst form of clubfeet that caused severe chronic pain up his legs, hips, and back. We filed the initial claim with MetLife on his behalf and made sure that all medical evidence was included. He was approved after the initial claim was filed.
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  • Chronic Cysts and Mental Impairments

    Sun Life

    Our client suffered from chronic cysts all over the body which left him in severe pain and led to a mental breakdown. Sun Life denied his claim based on his mental state which they found was not disabling. We appealed arguing that they did not consider the totality of his conditions, specifically the physical conditions which have left him disabled. Sun Life reversed the denial and he now receives the long term disability benefits he deserves.
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  • Scleroderma

    Hartford

    The Hartford approved a long term disability appeal for a California client who suffered from scleroderma. The client was unable to return to her occupation due to physical and cognitive impairments as a result of her medical condition. Our firm kept pressure on The Hartford to make sure a timely decision was made.
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  • Chronic Pain

    CIGNA LINA

    We successfully reinstated short term disability benefits and initiated long term disability benefits for an ultrasound technologist living with chronic pain. CIGNA had wrongfully terminated her benefits early, leaving her without financial support while she could not hold gainful employment due to her disabilities.

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  • Mental Illness

    Prudential

    Our client was an accountant who suffered from mental illness after the death of a child. She filed her claim through her individual disability insurance policy. Although there was a period of time where our client did not seek treatment, she still suffered from mental illness. Prudential tried to use that as a reason to terminate her benefits. We submitted all her medical evidence that showed she continued to suffer from mental illness, even during the time she was not seeking help. Upon receipt of our appeal, Prudential reversed the termination and she received the benefits she deserved.
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  • Severe Pain From A Fall

    CIGNA LINA

    We took over our client’s appeal after his benefits were terminated by Cigna. Cigna first claimed that he did not update his file and then claimed that his medical records did not show a continued disability. We were able to provide detailed records and doctor’s letters that establish his continued disability. Cigna then reversed the termination.
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  • Hepatitis C

    CIGNA LINA

    Our client was being treated for hepatitis C to a point where it was no longer detectable in the body. However, the effects it caused over the years, especially to the liver, were so severe it left him totally disabled. LINA terminated his benefits after a few years because of the treatment he received. We filed an appeal arguing that his liver damage is so severe he is not able to work in any occupation. We provided medical evidence in support of our argument. LINA reversed the termination and our client was able to receive the benefits he deserves.
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  • Leg Injury

    Northwestern Mutual

    We represented an emergency room physician who suffered from a disabling leg injury. She had an own occupation disability plan with Northwestern Mutual. Northwestern misapplied the definition of total disability under the plan when they terminated her benefits claiming she could perform duties of her job that did not require her to stand. We argued that the definition of total disability in the policy meant she cannot do the important duties of her occupation, namely moving around the ER as a physician. Northwestern reinstated her benefits based on our appeal.
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  • Injuries From A Car Accident

    Metlife

    MetLife terminated our clients benefits after 24 months based on a limitation in the policy. Our client suffered from injuries relating to a car accident. We filed an appeal in which we were able to show that his condition fell under one of the seven exceptions to the limitation. Shortly after we filed the appeal, MetLife reversed the termination.
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  • Clubbed Feet

    Hartford

    We initiated a long-term disability claim with The Hartford on behalf of a client who suffered from club feet since childhood. After working for more than 30 years for her employer in management, the client could no longer continue working because of disabling symptoms resulting from failed corrective surgery. She was concerned she would not be approved and was in financial distress. Hartford approved the claim without issue.

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  • Stomach Cancer

    Liberty

    Our firm got involved and pressured Liberty Mutual into approving the claim. We argued that under ERISA and disability insurance law, a medical condition is only preexisting if it substantially contributed to disabling condition. Not all medical conditions and doctors’ visit are preexisting. Liberty Mutual eventually backed off and paid our client long term disability benefits back to the date benefits should have begun.

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  • Osteoarthritis

    Ameritas Life Insurance

    Our client worked as a certified registered nurse anesthetist (CRNA) for decades but stopped work in March 2018 due to an extent of physical disabilities, which were confirmed by her own medical records. Some of her most severe physical debilitations included osteoarthritis and similar conditions, so she could not complete normal job duties that require the dexterous manipulation of tools. Dabdoub Law Firm assisted our client with her long-term disability claim, including the careful compilation of medical evidence that showed she could no longer work in a way. Ameritas Life Insurance Corporation reviewed accepted she was disabled and approved her disability claim.

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  • Chronic Pain

    Chronic Pain

    Prudential approved a long-term disability appeal for a Florida client who suffered from numerous conditions that caused chronic pain and fatigue. The client’s own occupation was a heavy physical demand strength, but he was unable to work even in a sedentary occupation. Our firm kept following up with Prudential to make sure a timely decision was made.
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  • Chronic Back & Joint Paint

    The Standard

    The Standard changed its long-term disability insurance policies and determined our client was no longer eligible for benefits, despite her chronic bank and joint pain. The insurance company even proposed she could return to some form of work while also acknowledging that her medical condition did not improve. We appealed the termination of her LTD benefits and were able to successfully get the benefits reinstated.

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  • Chronic Back Pain

    CIGNA LINA

    Our client was denied long term disability benefits from CIGNA after undergoing multiple back surgeries that left her incapable of completing various forms of work. CIGNA somehow claimed she was both disabled and not disabled in its denial letter. We successfully appealed the denial and had the benefits reinstated as needed.

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  • Chronic Back Pain

    Sun Life

    Our client was denied short term disability benefits from Sun Life on the grounds that her knee no longer caused extensive disability after replacement surgery. However, she also had chronic back pain, as noted in her medical records. Our disability insurance attorneys stepped in to not only appeal the short term disability denial, but to also begin a filing for long term disability benefits. The insurance company responded favorably for our client.

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  • Comorbid Conditions

    CIGNA LINA

    A registered nurse as a dialysis clinic required disability benefits for a variety of comorbid conditions. To her surprise, CIGNA terminated her benefits early, leaving her in financial straits. Dabdoub Law Firm was successful in convincing the insurer to reverse its termination and reinstate her LTD benefits.

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  • Fibromyalgia & Memory Loss

    CIGNA LINA

    Our client worked as a registered nurse up until she was diagnosed with fibromyalgia, as well as suspected depressive disorders and memory loss. The doctors that diagnosed and treated her know her and her condition with high familiarity. Despite the evidence and reasoning, CIGNA denied her long term disability benefits. Dabdoub Law Firm was called upon to intervene, investigate, and file appeal. We are pleased to say her LTD benefits have been reinstated.

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  • Post-Traumatic Stress Disorder

    Liberty

    Liberty denied our client’s long term disability benefits based on the opinion of a single physician who never met or treated our client, who suffers from post-traumatic stress disorder, depression, and anxiety. Two treating doctors had concluded the symptoms of his conditions were deemed severe enough to prevent him from working as a mechanical engineer. We filed a successful appeal against the denial, and our client was awarded benefits promptly.

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  • Chronic Pain

    Sun Life

    After Sun Life first acknowledged our client’s worsening disabilities by providing her short term disability benefits, it inexplicably used the same medical information to terminate long term disability benefits. We were able to challenge the denial with a successful appeal, resulting in the reinstatement of her benefits.

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  • Complex Regional Pain Syndrome

    CIGNA LINA

    Complex regional pain syndrome and carpal tunnel syndrome prevented our client from performing any work that required lifting or the use of her hands, yet CIGNA terminated her benefits for long term disability benefits. She explored other job positions similar to her previous work as an RN, but all required some sort of dexterous manipulation should not manage. Our attorneys were able to challenge the denial through an appeal, which ended in the successful reversal of her benefits’ termination.

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  • Neurological Impairment & Seizures

    Sun Life

    Living with neurological impairments and the constant risk of a sudden grand mal seizure, our client sought long term disability insurance benefits from Sun Life. The insurer relied on an underqualified nurse to review his case, pushing through a denial. Our law firm worked hard to prove his disability, which was complicated by an uncooperative treating physician. Ultimately, our client received the benefits he so deserves and needs.

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  • Cognitive Impairment

    CIGNA LINA

    Our client had 4 centimeters of her brain removed in a craniotomy after suffering an arteriovenous malformation. As a result, she suffers from memory loss, vision defects, and general confusion. CIGNA inexplicably terminated her benefits without any regard to her neurological conditions. We challenged the termination with success, reinstating her needed benefits.

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  • Legal Blindness

    Lincoln

    Our client in Holy Cross, Iowa was told by Lincoln that he would be fit to work in “any occupation” due to an arbitrary decision from the insurer, which subsequently canceled his long term disability benefits. However, he is legally blind. Dabdoub Law Firm challenged the insurer’s decision and had the LTD benefits reinstated.

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  • Chronic Ulcerative Colitis

    Liberty

    A truck driver in Tualatin, Oregon with chronic ulcerative colitis suffered worsened conditions and other health problems after being in a car accident. Liberty approved his short term benefits only to deny his long term benefits without any clear reasoning. Dabdoub Law Firm successfully appealed their decision.

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  • Post-Concussive Syndrome

    Liberty

    A Chief Accounting Officer (CAO) from Arlington Heights, Illinois was struck in the head by a hockey puck at a hockey game and suffered a severe concussion that rendered her disabled. Liberty terminated her disability benefits early, despite being aware of her persistent symptoms. Dabdoub Law Firm challenged the denial and got the benefits reinstated.

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  • Chronic Pain

    Principal Financial

    An office manager in Aventura, Florida who suffers from chronic pain and a deteriorating medical condition, was approved monthly disability payments from Principal Life. However, her disability benefits were terminated later, despite no improvement to her medical condition. Dabdoub Law Firm intervened and, by proving her medical condition never improved, convinced the insurer to reinstate her benefits.

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  • Mental Health

    Liberty

    A Deerfield Beach, Florida woman struggles with bipolar disorder, anxiety, and depression. It has become so severe, she cannot continue to work in any capacity. Liberty conducted a hasty “review” of her medical condition and decided to deny her benefits. Dabdoub Law Firm countered with a thorough explanation as to why the denial was unreasonable, and her benefits were approved.

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  • Mental & Physical Health

    Hartford

    The Hartford limited a Tallahassee man’s long-term disability benefits a year and a half before their own policy’s mental health limitation ended. Furthermore, the insurer seemed to completely disregard his physical debilitations. In a demand for evidence of its reasoning, Dabdoub Law Firm countered The Hartford’s decision. Faced with the threat of eventual litigation, The Hartford approved the reinstatement of his full LTD benefits.

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  • Multiple Sclerosis

    Aetna

    We appealed the unexplained termination of our client’s long term disability benefits, first granted years ago due to his continual degeneration of multiple sclerosis. Aetna could provide no justifiable reasons for terminating his benefits, especially after acknowledging his disability for years. Under the pressure of our attorneys, the insurance company reinstated our client’s benefits.

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  • Comorbid Conditions

    Metlife

    Our client is an entertainment industry star living with comorbid conditions, including bipolar disorder and hepatitis C. He had his long term disability benefits terminated early by MetLife after the insurance company allowed a paid physician consultant to review his case and push for termination, despite clear evidence of his conditions. We fought hard for the reinstatement of his benefits through an appeal, which MetLife ultimately provided again.

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  • Chronic Pain

    Prudential

    Our client was diagnosed with numerous comorbid medical conditions, many of which are chronic and progressive. In particular, cervical and lumbar degenerative disc disease prevents our client from continuing gainful occupation. Prudential claimed all of her conditions caused no limitation at all, in contrary to the opinions of every physician who has reviewed her case. We challenged their denial, and Prudential was convinced to provide her with long term disability benefits.

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  • Chronic Pain

    Liberty

    Our client was diagnosed with chronic pain and central sensitization syndrome. Liberty approved his long term disability benefits, but then terminated them later, despite there being absolutely no positive change in our client’s health. We challenged the early termination on the grounds that medical evidence of some form of recovery – which did not exist, of course – must be presented for the termination to be approvable. Given that such medical evidence could not be produced, Liberty reinstated our client’s LTD benefits.

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  • Chronic Pain

    Reliance

    A car accident caused our client to suffer a variety of injuries, including herniated discs and chronic pain. When attempted to seek long term disability benefits from Reliance, who had sold him an own occupation policy, the company denied his benefits. In court, the defense could not provide evidence contrary to our evidence of his disabilities, and instead relied on calling him a liar. Thanks to our skills and persistence, the court agreed with Dabdoub Law Firm and ruled in our client’s favor.

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  • Chronic Pain & Fatigue

    CIGNA LINA

    Our client lives with the effects of thyroid cancer, polyarhralgia, fibromyalgia, and several other chronic conditions that cause him to suffer severe fatigue and persistent pain. Despite these conditions and doctor’s notes that stated our client must be rest at least six hours a day, CIGNA denied his short-term disability benefits. Dabdoub Law Firm was able to challenge the denial and have the benefits provided with as little further delay as possible.

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  • Chronic Pain & Spine Injury

    CIGNA LINA

    Our client fell in 2016, suffering a serious spine injury that required invasive surgery. She still suffers from chronic pain and debilitations as a result. We filed for long-term disability benefits on her behalf after her doctor advised that her conditions would likely be permanent, even with careful therapy. CIGNA was persuaded by our case and approved her benefits.

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  • Mental Health

    UNUM

    Our client suffers from a long history of mental illness, which triggers severe drug addiction, mood swings, insomnia, anxiety, and more. Complications with his ongoing rehabilitative treatment made it so our lawyers from Dabdoub Law Firm could not readily get in contact with him. All the same, we filed for his disability benefits with UNUM, knowing there was no time to lose. UNUM accepted our proposal.

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  • Hemochromatosis

    CIGNA LINA

    A genetic iron and metabolic disorder, hemochromatosis, has caused our client to suffer rapid, dangerous weight loss, reducing her to only 70 pounds. Her doctors described her as being unable to work at all due to extreme fatigue, anxiety, and chronic nausea. CIGNA chose to deny her long-term disability benefits, citing a lack of mental health issues, but Dabdoub Law Firm fought diligently for her. We successfully challenged their denial and got her LTD benefits initiated.

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  • Total Permanent Disability

    NFL Players With Disabilities

    Our client played for the NFL for four seasons in the offensive tackle position. Regular collisions with other players caused him to suffer several injuries that now cause total and permanent disability. Despite the clear evidence of his disability, the NFL Benefit Plan denied his benefits without due cause. We appealed the denial successfully, earning him the benefits he needs and deserves.

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  • Fibromyalgia

    UNUM

    Each day, our client had to take a variety of medications to try to alleviate her migraines, fatigue, and fibromyalgia symptoms. Flare ups were still commonplace, and she became unable to continue working regularly. She came to Dabdoub Law Firm for help filing her LTD benefits claim with UNUM. We are happy to announce it was accepted.

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  • Comorbid Conditions

    CIGNA LINA

    Our client, a financial advisor living in Sunrise, Florida, suffered from a variety of comorbid conditions, including HIV, AIDS, lumbago, and many more. CIGNA approved his LTD benefits, only to cancel it six months later. Dabdoub Law Firm was successful in challenging and undoing the denial with a thorough appeal.

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  • Circulatory Disease

    Aetna

    Our client was hospitalized for weeks after being diagnosed with half-a-dozen serious medical conditions, including acute pulmonary hemorrhages. Doctors later determined it was a potentially-fatal circulatory disease that also affected his lungs, eyes, and major organs. Despite the severity and immediacy of his disability, Aetna terminated his disability benefits. Dabdoub Law Firm fought for our client and convinced Aetna to approve his long term disability benefits, as deserved.

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  • Chronic Back Pain

    Liberty

    Our client underwent five back surgeries in seven years, but kept trying to work after each one until the pain was unbearable. Liberty terminated her LTD benefits early and rejected her appeal, which meant she had to file a lawsuit under ERISA law. We won her disability benefits in the lawsuit, but still Liberty denied her claim again a few months later. Dabdoub Law Firm was called upon to challenge their latest denial, which we did with success. Our client is once again receiving LTD benefits as needed.

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  • Chronic Pain

    Aetna

    A young woman was diagnosed with trigeminal neuralgia, a chronic condition that causes constant pain of the face and head. She had to walk away from a promising career and six-figure salary to rest and try to focus on her health. We are proud to say our attorneys convinced Aetna to provide her with long-term disability benefits.

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  • Arthritis

    Aetna

    A man from Celebration, Florida came to Dabdoub Law Firm for help getting long term disability benefits from Aetna after he was diagnosed with arthritis in his hands, knees, and feet. The insurance provider actually approved of his short term disability benefits, only to disapprove his LTD benefits. It was through our attorneys’ efforts that the insurance company came around and instated the needed disability benefits to help him live a little more comfortably with his disability.

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