Posts in 2016

Dec 19 Exclusion Clause Defined - Insurance Company Has Burden Of Proof

An exclusion clause is a common provision in nearly all disability insurance policies. Disability insurance companies use ...

Nov 30 Disability Denial Letter Must Use Correct Terminology

Have you recently received a long term disability denial letter? It is important to read it carefully and make sure all the ...

Nov 04 Insurance Company Delay Tactics Can Be Unreasonable

Anyone who has applied for long term disability insurance benefits knows that insurance company delay tactics can be an exhausting ...

Oct 28 Independent Medical Exam Recommendations Not Always Followed

When it comes to an independent medical exam, long term disability insurance companies have been known not to follow the ...