ERISA Disability Lawyers
Over 20 Years of Experience at Your Service
Have Questions? Call the ERISA Attorneys at Dabdoub Law Firm at (800) 969-0488 or Send Us a Message to Discuss Your Case.
What Is ERISA?
“ERISA” stands for the Employee Retirement Income Security Act of 1974. Most long-term disability claims are governed by this federal law. If you have a disability policy from your employer, then chances are ERISA applies to your disability claim.
ERISA is a complicated area of the law. The law gives more advantages to disability insurance companies than ordinary hardworking Americans who become disabled. You should understand your legal rights and obligations.
ERISA & Disability Benefits Claims
It is not unusual for disability insurance companies to delay making a decision when you submit a claim for long-term disability benefits. However, ERISA sets the amount of time a disability insurance company must take to make a decision.
The ERISA appeal is the most important stage of your disability claim. If your long-term disability claim is denied, you have a right to appeal. ERISA typically requires that you be given at least 180 days to appeal. If you do not appeal on time, you may be prevented from pursuing your disability claim.
It also sets the amount of time a disability insurance company must take to make a decision on your appeal. If the appeal is denied, you have a right to bring a lawsuit. You might not, however, be allowed to bring new information into court. You may be stuck with the information in the disability insurance company’s claim file.
Lawsuits for Disability Benefits
Lawsuits for disability benefits under ERISA are in filed in federal court. You do not get to have a jury trial. Instead, a judge will make the decision. In most cases, the judge will not meet you and will look only at the documents in the disability insurance company’s file.
The lawyers at our firm are experienced with cases involving ERISA disability benefits. We know how to use that to our clients’ advantage. We can help at any stage of the disability process.
Call us today at (800) 969-0488 for a free consultation. We are proud to serve clients throughout the country.