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Disability Insurance

Long Term Disability Insurance Attorneys

Put Decades of Experience in Your Corner

At Dabdoub Law Firm, we know how critical it is to receive disability benefits if you are disabled. Unfortunately, disability insurance companies will often delay or deny paying disability benefits to people who need them. If you or a loved one is disabled, you deserve every dollar of these disability benefits, and we can help you fight for them.

For over two decades, Dabdoub Law Firm has helped hundreds of clients successfully receive disability insurance benefits from insurance companies. We have recovered millions of dollars in disability benefits for our clients and have experience against every major disability insurance company. All of our lawyers focus on long-term disability claims and we can help you, too.

Disability insurance companies often implement ambiguous and confusing wording in their insurance contracts, providing them with multiple ways to deny or delay approving your disability benefits. After having spent years effectively fighting for our clients’ rights to disability benefits, we have a comprehensive understanding of disability insurance law and ERISA.

We know exactly what to look for in a disability insurance policy, how to spot weaknesses in an insurance company’s denial, and use these weaknesses to our client’s advantage. Our long term disability insurance attorneys have filed lawsuits and successfully fought against all major disability insurance companies.

What is Disability Insurance?

Disability insurance is a type of insurance policy designed to provide financial protection to individuals in the event that they become unable to work due to a disabling illness, injury, or other medical condition. This insurance is crucial because a disability can significantly impact a person's ability to earn an income, leading to financial hardship and potentially affecting their quality of life.

When a person becomes disabled and is unable to work, disability insurance provides a portion of their pre-disability income as a replacement source of income. The amount paid out is typically a percentage of the individual's salary or wages, and it is specified in the insurance policy.

There are two main types of disability insurance:

  • Short-term disability insurance: This type of coverage provides benefits for a limited duration, usually for a few months to a year. It is designed to cover shorter-term disabilities, such as those resulting from accidents or illnesses that require a temporary recovery period.

  • Long-term disability insurance: Long-term disability insurance provides benefits for an extended period, often until the disabled individual is able to return to work or reaches a predetermined retirement age. It kicks in after the short-term disability coverage ends, and it covers more severe and long-lasting disabilities that prevent the individual from engaging in gainful employment.

Disability insurance policies may vary in terms of coverage, waiting periods (the time between becoming disabled and receiving benefits), benefit duration, and the conditions under which benefits are paid. Some policies might cover only specific disabilities, while others might be more comprehensive, covering a broader range of disabilities.

Many employers offer disability insurance as part of their benefits package, but individuals can also purchase private disability insurance plans to supplement or replace employer-provided coverage. The cost of disability insurance premiums depends on factors such as the individual's occupation, age, health status, and the level of coverage desired.

It's important to carefully review the terms and conditions of a disability insurance policy to understand what disabilities are covered, the waiting period before benefits are paid, the duration of coverage, and any exclusions or limitations that may apply. Having disability insurance can provide peace of mind, knowing that financial support is available if an unforeseen disability prevents you from working.

Get started on your case today. Call us at (800) 969-0488 to schedule a free consultation. Our attorneys are ready to fight for you!

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Compassionate Method of Care

If you are disabled and fighting for disability benefits, you are likely going through a very difficult time in your life. You may be stressed about medical bills, rehabilitation fees, adapting to your disability, and other important matters. That is why the experienced disability attorneys at Dabdoub Law Firm will take the legal burden off your shoulders entirely, allowing you to focus on taking care of yourself.

We strive to make our clients’ legal experience with us as comfortable and stress-free as possible. Our personalized services ensure that you are given the time, attention, and effort you deserve. We will be with you every step of the way throughout the legal process and will do everything in our power to fight for the disability benefits you are owed.

    Why Choose Dabdoub Law Firm?

    • Proven Record of Winning Disability Claims & Lawsuits
    • Won Millions of Dollars in Disability Benefits
    • Decades of Experience to Win Your Case
    • Free Disability Case Evaluations

    Client Testimonials

      Best in the LTD field

      - Fernando


      - Excellent Law Firm

      “Choose DABDOUB LawFirm. Choose PEACE OF MIND.

      - DABDOUB LawFirm made a difference in my life.

      Eddie and his team at Dabdoub Law are knowledgeable, efficient, and empathetic.

      - Brad

      Thank you Mary and the Dabdoub team!

      - Theresa

      They have stood up and represented me when I needed it most.

      - Chaleigha

      Knowledge and persistence were key.

      - Brian

      I will, without question, always recommend the Dabdoub Law Firm to anyone needing disability experts!

      - Cindy

      Trustworthy, knowledgeable, attentive.

      - Betty

      I instantly felt like I finally had someone on my side.

      - Anonymous

    We're Here to Help

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