Maine Disability Insurance Lawyer
This firm’s disability insurance lawyers help people in Maine get long term disability benefits from insurance companies. Most people in Maine obtain long term disability insurance through their employment. Generally, if you receive disability insurance through your job, your claim will be governed by a federal law known as the Employee Retirement Income Security Act of 1974 (ERISA).
Dabdoub Law Firm Focuses on Disability Insurance
ERISA is very complex. If your disability insurance benefits are denied or delayed, you should hire an attorney with experience with ERISA and disability insurance. Because all our disability lawyers focus on disability insurance claims, the firm has significant experience with every major disability insurance company Call us to get help with your disability insurance claim.
More About ERISA and Disability Law
Under ERISA, you have the right to appeal a denial of long term disability benefits. Generally, you have 180 days to file an appeal to the insurance company. The insurance company is under a strict deadline to make a decision on the appeal. You should hire an attorney who knows these deadlines and can ensure they are met.
Under ERISA, the appeal may be your last chance to submit medical information supporting disability benefits. Our lawyers work with you to take advantage of this opportunity and get your appeal approved.
My Disability Insurance Appeal is Denied. Now What?
Following an appeal denial, you generally have the option to bring a lawsuit in federal court. Our disability lawyers are able to file a lawsuit on your behalf.
Favorable Law in Maine
Most disability policies give the insurance policy discretion. This means a judge must rule in favor of the insurance company unless it was unreasonable in denying benefits. Merely proving you are disabled is not enough. This is a difficult standard to meet.
Fortunately, Maine has passed a law that states an insurance company cannot enforce a provision giving the insurance company absolute discretion and that is inconsistent with the laws of Maine.
In 2016 an insurance company challenged this ban and lost.
Maine’s ban of discretionary clauses benefit people with claims for disability insurance benefits. Our lawyers can help you understand your right under your long-term disability policy and the laws that apply.
Our Disability Lawyers Can Represent You
Our disability lawyers know disability insurance law. Since most disability insurance cases are governed by federal law, we do not have to be located in Maine to represent you We have represented hundreds of individuals with disability insurance claims and have recovered millions of dollars for clients. Call us today to learn how we can help you.
Disability Insurance Companies Have Experienced Disability Insurance Lawyers. Shouldn’t You?
The firm was built to fight for people who were wrongly denied long term disability benefits. As a result, millions of dollars in disability benefits have been paid to our clients.
We have won several major disability lawsuits and helped make new law. Because federal law applies to most disability insurance claims, we do not have to be located in your state to help.
All our lawyers commit every day to helping people get disability benefits from insurance companies. Call to get help with:
- Submitting a disability insurance claim;
- Appealing a long-term disability denial;
- Negotiating a lump-sum settlement; or
- Filing a lawsuit against your disability insurance company.
Call for a free consultation with a disability attorney.