Michigan Disability Lawyer
Our Michigan disability lawyers are able to file lawsuits in the state of Michigan. Most disability claims fall under a federal law called the Employee Retirement Income Security Act (ERISA). Thus, most disability lawsuits in Michigan are filed in federal court.
Our lawyers have helped many individuals with claims for benefits in the state of Michigan. Our attorneys have vast experience with ERISA and long-term disability claims. This firm’s goal is to help clients receive the benefits they deserve. Michigan has some of the more favorable laws for disability claimants.
How Are Michigan’s Laws Favorable To Disabled Individuals?
Up until 2007, insurance companies had an unfair advantage in ERISA disability cases arising in Michigan. This is due to the fact that they had “discretion.” This meant that a federal judge could not rule in favor of the claimant unless the insurance company acted completely unreasonably in denying benefits.
This was a harsh standard to meet. It was not enough for a judge to find the individual was disabled. Indeed, a judge needed to find that there was no basis for the denial of benefits.
Michigan put an end to this insurance friendly rule. In 2007, Michigan banned discretion in disability insurance products. Effective February 2007, this ban applies to any insurance policy issued, advertised, or delivered to any person in Michigan.
If Possible, File Your Long Term Disability Lawsuit in Michigan
It is a good idea to file a lawsuit for disability benefits in Michigan if possible. The laws of Michigan offer disability claimants a better chance at receiving benefits.
Individuals living in Michigan have a right to file a lawsuit in Michigan. It is possible to file a lawsuit in Michigan if you were employed in Michigan when you became disabled. It may also be possible to file a lawsuit in Michigan if the insurance company denied your claim when you lived there.
We are a nationwide law firm helping people get their long term disability benefits. Our Michigan disability lawyers will handle every phase of your claim for long term disability benefits. This includes helping you with the initial claim process, or an appeal of the denial of benefits. Call to speak to one of our experienced attorneys now.