Disability Insurance Attorney Helping in Vermont
Dabdoub Law Firm is a disability insurance and ERISA law firm that represents people in Vermont and elsewhere who have short-term and long-term disability insurance claims. Because every lawyer in the firm focuses on helping people whose disability insurance claims have been delayed or denied, the firm has significant experience with every major disability insurance company and has won important cases in federal court.
What is ERISA?
Most disability insurance claims are governed by a federal law known as ERISA. Generally, if you received your long-term or short-term disability benefits through work, you claim will be covered by ERISA. Because federal law governs these claims, you do not need an attorney located in Vermont to pursue your benefits. It is important, however, that you have an attorney with significant experience in ERISA disability claims.
ERISA provides strict rules regarding how you can pursue your benefits and how the insurance company must review your claim. For example, ERISA rules require that you file an appeal with your insurance company prior to going to court for resolution. Generally, you have 180 days to pursue an appeal. Once you submit your appeal, your insurance company must follow ERISA rules and deadlines in their review. It is important that you have an attorney that understands these deadlines and rules.
To secure the services of our firm, contact our Vermont disability attorney for a free initial consultation at (800) 969-0488.
Does it matter that I’m in Vermont?
For representation purposes, if your claim is governed by ERISA, you can be represented by attorneys outside your state. But, your location in Vermont might still be relevant.
An important state legal issue that affects ERISA disability insurance cases are laws about “discretionary clauses.” These clauses, if included in a disability insurance policy, give the insurance company complete power to decide benefits claims and interpret the terms of the policy. When included in a disability policy, the clause gives the insurance company a favorable standard of review if the case makes it to court.
Vermont has adopted a ban on these types of discretionary clauses. With this change, you and your insurance company would be on equal footing if your case goes to court. Essentially, Vermont has attempted to make the process of fighting for your benefits more fair.
How do I get help?
If you are in Vermont and have a short-term or long-term disability claim, you should seek representation from an experienced long-term disability attorney. The attorneys at Dabdoub Law Firm have the experience and knowledge to help you put your best case forward. Millions of dollars in disability benefits have been recovered from insurance companies for our clients.
Our Disability Lawyers Can Help You
This law firm was created with a single purpose in mind: to help people get disability benefits from insurance companies. With that kind of focus, millions of dollars in long-term disability benefits have been paid to our clients.
Every day, our disability lawyers work to get insurance companies to approve long-term disability claims or appeal disability benefits denials. The firm has also won several major lawsuits for disability benefits in federal court.
With so much at stake, shouldn’t you have experienced disability lawyers on your side?
Because federal law applies to most disability insurance claims, we do not have to be located in your state to help.
Contact us today to schedule your free case evaluation