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Common Reasons Why CFS/ME Claims Are Denied?

Understanding Chronic Fatigue Syndrome

Chronic fatigue syndrome (CFS), also known as myalgic encephalomyelitis (ME), can be a debilitating disorder for many who are afflicted. Some of the symptoms of CFS/ME include extreme tiredness and fatigue that won’t go away. CFS/ME is also tricky to diagnose because many of the symptoms are similar to many other illnesses and conditions, such as hypothyroidism or lupus.

When it comes to receiving long-term disability benefits for CFS/ME, it can be challenging and hard to prove. Read on to learn how you can increase your chances of a favorable decision.

Why CFS/ME Claims are Difficult to Prove

To make matters worse for those that are suffering from CFS/ME, there currently are no diagnostic tests that can give a definitive diagnosis. Doctors must rule out other causes of chronic fatigue and tiredness in a patient in determining a positive diagnosis.

Why CFS/ME Claims Get Denied

Whether it’s paperwork errors or Iack of proof, insurance companies will look for the smallest mistakes to deny disability benefits. Physicians are reluctant to make a diagnosis of chronic fatigue syndrome because there is no diagnostic testing available that can produce evidence of the condition.

It’s important to understand that doctors working for the insurance companies will often contradict the diagnosis. Typically, they will report that the symptoms are not debilitating. As a result, the person who is suffering from CFS/ME is left without the disability benefits they deserve.

Increasing Your Chances of Approval

CFS/ME disability claims are complicated. If you or a loved one suffers from CFS/ME and needs to file a long-term disability insurance claim, it goes without saying that there will be many obstacles to overcome. If you’ve been denied disability benefits, you have the right to appeal. Know that all hope is not lost. Having an experienced disability lawyer on your side can increase your chances of a favorable decision.

Help from a Lawyer with Expertise in Disability Insurance

Disability insurance law is complex, making hiring an experienced disability attorney important. All disability lawyers at this law firm focus on disability insurance claims, and we have expertise in disability insurance law.

That means we have:

  1. Experience with every major disability insurance company;

  2. A proven track record of success by winning major disability lawsuits;

  3. Recovered millions of dollars in disability benefits for clients;

And, we never charge fees or costs unless our clients get paid.

The firm can help at any stage of your disability insurance claim, including:

  • Submitting a disability insurance claim;
  • Appealing a long-term disability denial;
  • Negotiating a lump-sum settlement; or
  • Filing a lawsuit against your disability insurance company.

Because federal law applies to most disability insurance claims, our lawyers are able to represent clients across the country.

Call to speak with an experienced disability attorney. Consultations are free.