No, you do not get more disability benefits if you have more than one condition.
Most people have long term disability coverage through their employer. The employer should have a copy of your disability insurance plan or policy that outlines exactly how much you will be paid and what you need to do to qualify for benefits, among other important information.
The amount of money you are entitled to receive in LTD benefits is directly tied to your policy language and your pre-disability earnings. In most group disability insurance policies, LTD benefits are 60% of your earnings. This amount does not change based on how many medical conditions you suffer from.
You should always check your disability insurance policy to determine what your monthly LTD benefits are and for how long you will be paid. The policy will also explain any limitations that could limit the amount of time or money you are entitled to receive.
If you have any questions or concerns about your monthly LTD benefit or how to figure out what your benefit is, call one of the experienced disability insurance attorneys at Dabdoub Law Firm. We can help guide you through the policy and explain how the benefit amount is calculated.
Lawyers with Expertise in Disability Insurance Claims
This law firm has always focused only on disability insurance law.
Because we specialize in long term disability, our clients get the benefit of:
Having an attorney who is an expert in long term disability claims;
Having an attorney who has experience with every major disability insurance company;
Being backed by a law firm that has a proven track record of winning tough disability lawsuits.
Call Dabdoub Law Firm to get experienced disability lawyers on your side.
We can help with:
- Submitting a disability insurance claim,
- Appealing a long-term disability denial,
- Negotiating a lump-sum settlement, or
- Filing a lawsuit against your disability insurance company.
The firm represents clients nationwide with disability claims governed by federal law, even if we are not located in your state.
Call to speak with an experienced disability attorney. Pay no fees or costs unless you get paid.