Connecticut Disability Lawyers
Disability Insurance Claims in Connecticut
Most disability insurance claims in Connecticut are governed by a federal law known as ERISA. Generally, if you received your long-term or short-term disability benefits through work, your disability claim will be covered by ERISA. If ERISA applies to your case, it is important to have an attorney with experience in this area of the law represent you.
Dabdoub Law Firm Can Help
Insurance companies have lawyers experienced with disability insurance law. You should too.
Dabdoub Law Firm is a disability insurance and ERISA law firm that represents people who have long term disability claims. Because the firm was created to be a disability insurance law firm, every lawyer focuses on helping people whose disability claims were delayed or denied. Millions of dollars in disability benefits have been paid to our clients.
More About Disability Insurance Law
ERISA sets strict deadlines and standards. Importantly, if your benefits are denied or terminated, you must pursue an appeal with your insurance company prior to being able to bring a lawsuit. Generally, you have 180 days to do so. ERISA also sets deadlines for the insurance companies. It is important that you have an attorney that understands these deadlines.
Connecticut is part of the Second Circuit, which has issued an important decision regarding how these deadlines are enforced. In Halo v. Yale Health Plan, the Second Circuit Court of Appeals rejected the doctrine of “substantial compliance.” Prior to the Halo decision, if an insurance company missed its deadlines, but still “substantially complied” with them, there were no consequences.
Now, because of the Second Circuit’s decision, it is more likely that an insurance company that ignores its deadlines would be held accountable. Usually, this is done so by giving the claimant a more favorable standard of review in court.
Following the Second Circuit’s decision in Halo, the District of Connecticut recently decided a case called Schuman v. Aetna Life Ins. Co. In Schuman, the court applied Halo and found that the insurance company would not receive the more favorable standard of review because of multiple violations of ERISA claim regulations. Essentially, because Aetna did not follow the rules it was supposed to, it would not be given the benefit of the doubt when the court decided whether it had reached the correct claim determination.
These cases from the Second Circuit and the District of Connecticut are important to ERISA claimants across the country.
At Dabdoub Law Firm, we know disability insurance law. Call to speak with a disability lawyer today.
Real Results for Real People
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“After being on short-term disability for 6 months with my employer I was supposed to transition into long-term through my disability insurer CIGNA (AKA: New York Life). They had all the medical records on me and still denied my claim. I was so stressed! I”- William
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“I sincerely appreciate all of the help and professionalism shown by him and his wonderful staff in his firm.”- Former Client
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“They made the process easy and simple for me, which is needed with my disability. Lots of pain & headaches which is difficult to think clearly. The team was always understanding. They worked diligently and won my case. Thank you Dabdoub team! I highly”- Theresa
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“Eddie and the team are very responsive and take the time to explain the process well and guide clients through it all.”- Jimmy
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“This law firm is an excellent example of knowledgeable, professional, incredible lawyers that have the expertise to get the job done while at the same time have an incredible amount of compassion for their clients”- Former client
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“Dabdoub Law Firm knew exactly what to do and did not pressure me to make a hasty decision regarding settlement. In the end, I was fairly compensated for my case. The firm represented me well.”- Anonymous
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“They fought for me like I was family and never left my side even during the hard days.”- Tee
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“Excellent professional services from a law firm specializing in disability.”- Alberto