Guardian Life Insurance Company (Berkshire Life)
Nationwide Service From Disability Attorneys
Guardian Life was founded in New York in 1860 and is one of the largest mutual life disability insurance companies in the United States. Guardian sells many types of insurance products, including disability insurance. Guardian Life offers disability and employee benefit plans that cover both short-term and long-term disability. In some situations, an employee may buy additional coverage through his or her employer.
Guardian’s individual disability income insurance is sold through their affiliated company, Berkshire Life Insurance Company of America. Typically these insurance products are sold to professionals and executives such as doctors, lawyers, accountants, as well as corporate and government employees.
Contact our disability attorneys today to learn more about the options available to you.
Guardian Life/Berkshire Life Disability Benefit Denial
There are many factors that disability insurance companies consider when reviewing a claim for disability benefits. Beyond the medical records establishing proof of total disability, the insurance company will conduct a detailed occupational analysis. An occupational analysis is a detailed investigation about the occupation you were in just prior to your disability. This analysis would go into the physical and cognitive demands, travel requirement, subspecialty and any other unique duties of the occupation.
Disability insurance companies like Guardian Life/Berkshire Life have a duty to use fair dealing when evaluating claims. If the claims governed by ERISA, the claims administrator owes a fiduciary duty to the person seeking disability benefits. Guardian Life/Berkshire may unreasonably delay in making payments due under the policy without proper cause in the hopes that you will give up.
Free Case Evaluation of a Guardian Life/Berkshire Disability Claim Denial
When disability benefits are initially denied or terminated by Guardian Life/Berkshire it is important to seek out the assistance of an experienced disability attorney to recover these benefits. Our skilled disability insurance attorneys fully represent Guardian Life/Berkshire claimants in relation both individual and group policies.
We handle long-term disability claims on behalf of clients nationwide. Call us today at (800) 969-0488!
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“I sincerely appreciate all of the help and professionalism shown by him and his wonderful staff in his firm.”- Former Client
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“After being on short-term disability for 6 months with my employer I was supposed to transition into long-term through my disability insurer CIGNA (AKA: New York Life). They had all the medical records on me and still denied my claim. I was so stressed! I”- William
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“World-class team that over delivers for its clients!!!”- Michael
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“Eddie and the team are very responsive and take the time to explain the process well and guide clients through it all.”- Jimmy
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“This is a law firm that cares about their clients’ interests and how they treat their clients.”- Tahara
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“They made the process easy and simple for me, which is needed with my disability. Lots of pain & headaches which is difficult to think clearly. The team was always understanding. They worked diligently and won my case. Thank you Dabdoub team! I highly”- Theresa
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“Excellent professional services from a law firm specializing in disability.”- Alberto
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“After suffering a debilitating health condition, I'm very grateful to have chosen Dabdoub Law Firm to represent me. My attorney was on top of my case, always answering all of my concerns and questions. What stood out the most for me was how caring he was d”- Jesus