Disability Insurance Attorneys Serving Sacramento
Our Long-Term Disability Lawyers at Dabdoub Law Firm Will Help You Get the Benefits You Deserve
When you have a disability claim to file, you’re likely overwhelmed and don’t know quite where to start. It’s important to be aware that the insurance company is not on your side – their goal is to turn profits, rather than paying out claims.
Our Sacramento disability insurance lawyers at Dabdoub Law Firm have seen every underhanded way the insurance companies try to deny, underpay, or delay paying out benefits to claimants. Our goal is to help you get the benefits you deserve and guide you through what is often a long, complicated process.
At Dabdoub Law Firm, our sole focus is on disability insurance law. Because of the extensive experience our disability lawyers have, we have worked with just about every U.S. disability insurance company there is. We are experts in handling disability claims.
Sacramento Disability Insurance Claims
Most people in Sacramento who have disability insurance get it from their employer, as is the case in the rest of the country. These policies are generally covered under the federal law known as ERISA. Although, entrepreneurs, independent contractors, and freelancers may get their insurance through individually purchased policies or self-employed disability insurance policies. While these policies are usually more expensive than an employer-provided policy, they often have more favorable terms for the insured party.
Because Sacramento is the state capital, many prominent insurance companies are present, and because so many people have disability insurance in Sacramento, many people file disability claims every year in Sacramento and across California state.
But, many valid disability insurance claims get denied. Insurance companies use various tactics to deny disability claims. Some of these tactics include:
- Sending claimants to so-called independent medical examinations or IMEs; functional capacity evaluations or FCEs; or neuropsychological evaluations;
- Repeatedly requesting the same medical records; and
- Claiming your doctors are not responding to requests for information.
Examination by an insurance company’s doctor is not necessarily “independent.” Many courts have recognized that insurance companies routinely use the same doctors, who can make a substantial amount of money doing this work.
The same is true with a FCE. Also, a FCE that is not properly done will not reflect the severity and extent of someone’s disability. Often too, the disabled person might get through a FCE only to be in a lot of pain the next day. The FCE report will not have that noted in it.
A Neuropsychological evaluation can also be used to claim the disability claimant is not credible and might be exaggerating or feigning the symptoms.
Our law firm has represented people with disability insurance claims for decades, andhave seen it all. We can help you. We will use our expertise to works towards getting insurance companies to approve your long-term disability claims or appeal disability benefits denials.
Help from a Lawyer with Expertise in Disability Insurance
This law firm was built to be a disability insurance law firm.
That focus means:
- All of our lawyers specialize in disability insurance claims;
- We have experience with every major disability insurance company;
- We have won important long term disability lawsuits.
Our disability lawyers can help you with:
- Submitting a disability insurance claim;
- Appealing a long-term disability denial;
- Negotiating a lump-sum settlement; or
- Filing a lawsuit against your disability insurance company.
Hiring an experienced disability attorney is important. Because federal law applies to most disability insurance claims, our lawyers do not have to be located in your state.
Call for a free consultation with an experienced disability attorney. Pay no fees or costs unless you get paid.