Denied Your Physician Own-Occupation Disability Claim?
When You Can’t Practice Your Specialty, Your Policy Should Pay
If you’re a physician, surgeon, OB-GYN, rheumatologist, or other medical professional whose own-occupation disability claim was denied, this is not the end of your case.
Own-occupation coverage is designed to protect your ability to perform the specific duties of your medical specialty — not just “any job.” Yet insurers frequently argue that you can still consult, supervise, or work in a limited capacity, even when you can no longer perform the core clinical duties that define your profession.
When your specialty training, reputation, and earning capacity are on the line, the strategy must be precise.
Dabdoub Law Firm focuses exclusively on disability insurance law. We understand the complexities of own-occupation policies and how insurers interpret them, and we work thoughtfully to protect your right to benefits.
Get a Free Claim Review
Built to Win Complex Own-Occupation Claims
We represent all medical professionals nationwide in:
- Denied own-occupation disability claims
- Partial and residual disability disputes
- Appeals of private disability insurance policies
- Litigation when insurers refuse to honor high-value benefits
We prepare every case carefully, with attention to:
- The exact clinical duties of your specialty
- The physical and cognitive demands of your role
- Income calculations and policy definitions
- Medical documentation tied directly to occupational impact
Your claim must reflect how your condition affects your ability to practice your specialty — not a generic job description.
Whether your own-occupation policy was purchased privately or employer-provided, we can guide you through the next step.
Get a Free Claim Review
Speak With an Own-Occupation Disability Attorney Today
Call (800) 969-0488 to speak with an experienced disability insurance attorney.
Your consultation is free and confidential.

Real Results for Real People
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“Dabdoub Law Firm knew exactly what to do and did not pressure me to make a hasty decision regarding settlement. In the end, I was fairly compensated for my case. The firm represented me well.”- Anonymous
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“They fought for me like I was family and never left my side even during the hard days.”- Tee
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“This team destroys LTD insurance providers' unwillingness to pay and holds them accountable.”- Fernando
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“After being on short-term disability for 6 months with my employer I was supposed to transition into long-term through my disability insurer CIGNA (AKA: New York Life). They had all the medical records on me and still denied my claim. I was so stressed! I”- William
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“Eddie and his team at Dabdoub Law are knowledgeable, efficient, and empathetic.”- Brad
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“They made the process easy and simple for me, which is needed with my disability. Lots of pain & headaches which is difficult to think clearly. The team was always understanding. They worked diligently and won my case. Thank you Dabdoub team! I highly”- Theresa
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“They have stood up and represented me when I needed it most.”- Chaleigha
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“I believe Bryn’s knowledge and persistence were key to getting my settlement.”- Brian
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20+ Years of Experience Exclusively on Disability Insurance & ERISA Claims
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Over $500 Million Recovered for Wrongfully Denied Claimants
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Proven Track Record of Winning Disability Claims and Lawsuits
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Experience Taking on Every Major Disability Insurance Company