Wyoming Disability Lawyers
Our experienced long-term disability insurance attorneys have represented clients across the country. ERISA stands for the Employee Retirement Income Security Act of 1974 and it governs all disputes for benefits provided by an employer. If your disability claim is governed by ERISA, you must meet strict deadlines for face severe consequences.
We are familiar with the legal landscape regarding ERISA in every state, including Wyoming.
Our attorneys have experience with:
- ERISA-governed short-term and long-term disability claims
- ERISA appeals
- ERISA litigation
- We also handle non-ERISA and ERISA exempt disability insurance disputes
Does my disability attorney need to be in Wyoming?
If your long-term disability benefits were denied or terminated, and your case is governed by ERISA, you have a right to appeal. You should consult with an attorney before filing your appeal, as this is often your last chance to submit evidence to support your case. If your appeal is denied, you will have the option to bring a lawsuit in federal court.
While your disability attorney does not need to be located in Wyoming if your case is governed by ERISA, it is vital that he or she has expertise in ERISA long-term disability claims, appeals, and litigation.
Is Having a Wyoming Disability Case Different?
If your employer’s long-term disability insurance policy was issued in Wyoming or you live in Wyoming, you have a benefit that is not available to everyone seeking disability benefits. The Wyoming legislature passed a law that bans discretionary clauses in disability insurance policies. What this means is that Wyoming law will help your chance of winning your disability case in federal court.
Many disability insurance policies have discretionary clauses. These clauses give the insurance company the sole power to make benefit decisions. The legal effect this has is that when a federal judge reviews your case, he or she must give the insurance company discretion - or, the benefit of the doubt. In short, the court will assume the insurance company’s decision to deny or terminate benefits was correct and you must prove the decision was completely unreasonable in order to win. This is a very difficult standard to overcome.
Wyoming’s legislature recognized this problem and how unfair it is to an individual fighting for disability benefits. By banning discretionary clauses in all disability insurance policies, a court can look at the evidence -- without deferring to the insurance company -- and make its own decision as to whether or not you are disabled. While many states have banned discretionary clauses in disability insurance policies, not all of them have done the same as Wyoming.
Hiring an Experienced Disability Insurance Lawyer is Important
Because our law firm has always focused only on disability insurance law, the firm has successfully represented hundreds of clients across the country. We have won several major disability lawsuits and have fought UNUM, Hartford, MetLife, CIGNA, Prudential, and more.
Because federal law applies to most disability insurance claims, we can help you even if we are not located in your state.
Disability insurance companies have lawyers. You should too. Call Dabdoub Law Firm to get experienced disability lawyers on your side.
We can help with:
- Submitting a disability insurance claim
- Appealing a long-term disability denial
- Negotiating a lump-sum settlement
- Filing a lawsuit against your disability insurance company
Call for a free consultation with a disability attorney.
Client Success Stories
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“Dabdoub Law Firm did everything they could to get me back on claim, and when that didn’t succeed, to get me the best outcome possible.”- Cindy
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“This law firm is an excellent example of knowledgeable, professional, incredible lawyers that have the expertise to get the job done while at the same time have an incredible amount of compassion for their clients”- Former client
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“I sincerely appreciate all of the help and professionalism shown by him and his wonderful staff in his firm.”- Former Client
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“They offered me assurance and gained my trust as a result of their competence on every issue.”- Alan
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“This is a law firm that cares about their clients’ interests and how they treat their clients.”- Tahara
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“Eddie and his team at Dabdoub Law are knowledgeable, efficient, and empathetic.”- Brad
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“Dabdoub Law Firm knew exactly what to do and did not pressure me to make a hasty decision regarding settlement. In the end, I was fairly compensated for my case. The firm represented me well.”- Anonymous
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“They made the process easy and simple for me, which is needed with my disability. Lots of pain & headaches which is difficult to think clearly. The team was always understanding. They worked diligently and won my case. Thank you Dabdoub team! I highly ”- Theresa