CIGNA Denies Short-Term Benefits for Man Living with Multiple Chronic Conditions
Dabdoub Law Firm and our disability benefits attorneys have successfully helped our client receive much-needed short-term disability benefits from CIGNA. The insurance company initially denied his claim, despite his diagnoses of several chronic conditions, including thyroid cancer, fibromyalgia, and chronic low back pain, among others. We used clear evidence of his disability and conditions to challenge and effectively reverse the denial, as well as get long-term disability benefits initiated. It is just another story of Dabdoub Law Firm going above and beyond for our clients in need!
Details of Our Client’s Chronic Conditions Case
Still in his forties, which is a comparatively young age to some people we have represented who have chronic conditions, our client could no longer work in his position as a warehouse manager. In January 2018, the chronic pain and overwhelming fatigue he experienced regularly became too much, and he filed for disability benefits.
Our client has been diagnosed with:
- Chronic low back pain
- Vitamin D deficiency
- Elevated creatine phosphokinase (CPK) levels
Months later, in June 2018, our client’s treated rheumatologist determined that he is “always” suffering from “moderately severe” pain and “frequently” experiences “moderately severe” fatigue. As such, the doctor determined it would be likely that our client would experience strong pain capable of disabling him about 15 days a month, or every other day. He ordered our client to get good rest for 6 hours each day to help ease the numbness, anxiety, soreness, headaches, and other chronic issues.
With everything considered, it is clear to a reasonable person that our client cannot hold full-time employment, despite his willingness to work. In fact, our client’s doctor further explained that he would not be capable of doing any of his regular job duties as a direct result of his disabling conditions. Much of the rheumatologist’s diagnoses and conclusions were backed by a physical therapist, who met with our client in March 2018.
Everything adds up to obvious disability, but CIGNA chose to deny the short term disability claim all the same. It was not initially clear to our team of disability benefits lawyers why CIGNA denied the claim. There was no pointing explanation based on another physician’s diagnosis, as we often see the cases we handle.
Our team got to work compiling and studying our client’s medical records in order to craft an unwavering response on his behalf. After re-explaining the situation plainly but backed with definite medical evidence, CIGNA was convinced to approve his STD benefits and also initiate long-term disability benefits.
Our Disability Attorneys Can Help You
Dabdoub Law Firm was built to be a disability insurance law firm. Because all our disability lawyers focus on disability insurance claims, our firm has significant experience with every major disability insurance company and has won important disability lawsuits.
Our firm can help at any stage of your long term disability claim, including:
- Submitting a disability insurance claim;
- Appealing a long-term disability denial; or
- Filing a lawsuit against your disability insurance company.
Hiring an experienced disability attorney is important. Because federal law applies to most disability insurance claims, our lawyers do not have to be located in your state.Call (800) 969-0488 for a free consultation with an experienced disability attorney.