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New York Life Unfairly Terminates LTD Benefits for Montgomery Client with Severe Neck and Back Pain

Dabdoub Law Firm Secures LTD Benefits for Montgomery Client with Severe Neck and Back Pain

Our client from Montgomery recently had her long-term disability (LTD) benefits unfairly terminated by New York Life (NYL). Seeking justice, she reached out to Dabdoub Law Firm for help. We diligently and determinedly fought for her rights and successfully secured the disability benefits she deserved. Continue reading to find out more about our recent triumph in Montgomery, AL.

Attorney Quirino Appeals to NYL on Our Montgomery Client’s Behalf

A single car accident has the potential to significantly impact your life, both physically and mentally. However, experiencing two car accidents within a year can have severe consequences for your overall well-being. This unfortunate situation happened to one of our clients, who had been a manufacturing planner at Lockheed Martin Corporation for the past 20 years.

After being involved in her first car accident, our client was left feeling terrified and experiencing severe back and neck pain. The severity of her injuries forced her to take time off work to receive necessary medical treatment. Through rigorous rehabilitation, including twice-weekly physical therapy sessions, our client gradually regained her confidence and was able to resume her work duties.

Regrettably, approximately a month later, a car disregarded a red light at an intersection and collided with our client. After the crash, she was transported by ambulance to the Baptist Medical Center. Since the second car accident, she has been unable to resume her work duties.

Our client, who was experiencing severe pain, filed a claim for LTD benefits. Initially, NYL approved her claim, but unfortunately, they later terminated her LTD benefits despite her pain and other conditions not improving.

NYL’s Termination of Benefits Was “Wrong & Unreasonable”

NYL relied on their own reviewers to evaluate our client's neck pain, back pain, headaches, and migraines. These reviewers claimed that the client's condition does not result in a functional impairment that would prevent her from working. However, when we examine the medical records, diagnostic images, and the functional capacity evaluation (FCE) report, it becomes clear that our client is disabled and unable to perform the duties of any occupation.

After our client in Montgomery had her long-term disability benefits terminated, Attorney Emily Quirino from Dabdoub Law Firm provided a comprehensive range of evidence to support her ongoing disability and addressed the concerns raised by NYL in a professional and efficient manner.

Once NYL assessed the compelling evidence of our client's disability, they rectified their mistake and approved her claim for long-term disability benefits. This approval has had a significant positive impact on her quality of life, which she rightfully deserves and should have received from the outset.

Help from a Lawyer with Expertise in Disability Insurance

Dabdoub Law Firm was built to be a disability insurance law firm. That focus means:

Our disability lawyers can help you with:

  • Submitting a disability insurance claim;
  • Appealing a long-term disability denial;
  • Negotiating a lump-sum settlement; and/or
  • Filing a lawsuit against your disability insurance company.

Hiring an experienced disability attorney is important. Because federal law applies to most disability insurance claims, our lawyers do not have to be located in your state.

Call (800) 969-0488 to request your free consultation with an experienced disability attorney. Pay no fees or costs unless you get paid.

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