Dabdoub Law Firm Secures LTD Benefits for Nashville Client Suffering Complications from COVID, Lyme Disease, and Fibromyalgia
Our client in Nashville recently had her long-term disability (LTD) benefits terminated by The Lincoln National Life Insurance Company (Lincoln). Recognizing the injustice, she reached out to the Dabdoub Law Firm for support. Our experienced legal team utilized their extensive knowledge to safeguard her rights and successfully recover the disability benefits she so rightfully deserved. Keep reading to learn more about how we were able to provide the necessary assistance.
Attorney Schaefer Appeals to Lincoln on Our Nashville Client’s Behalf
Our client in Nashville is dealing with various medical conditions that prevent her from fulfilling her previous job responsibilities. These conditions include Lyme Disease, fibromyalgia, chronic fatigue, epigastric pain, adjustment disorder, hypertension, diarrhea, and lingering long-term COVID symptoms. Last year, Lincoln conducted a thorough assessment of our client's medical history, confirming her disability and inability to perform her job duties.
Lincoln’s Termination of Benefits Was “Wrong & Unreasonable”
In a stark turnaround from its initial assessment, when Lincoln terminated our Nashville client’s LTD benefits, they suggested that our client is not in any way functionally limited. So, to put to rest any questions regarding our client’s physical capabilities, she attended a functional capacity evaluation (FCE).
Based on a thorough FCE, it was concluded that our client is unable to work at this time because she is unable to maintain a sitting or standing position for more than two hours a day. Specifically, the FCE revealed that our client can only occasionally:
- Reach overhead
- Reach forward
Our client continues to struggle with the life-changing impact of many medical conditions. Not only have her symptoms robbed her of the ability to work, they have also impacted her everyday life. Now, she spends most of her time resting due to debilitating fatigue.
Our client wants nothing more than to return to her career. Sadly, her health continues to deteriorate. She is doing everything she can to get answers and the proper treatment to hopefully one day return to the workforce. Regrettably, that day is not today.
Despite that fact, Lincoln terminated our client’s LTD benefits, suggesting that it did not have evidence of her continued disability.
After our Nashville client's LTD benefits were terminated, Attorney Kevin Schaefer, from Dabdoub Law Firm, conducted a thorough investigation. He collected an extensive amount of evidence to prove our client's ongoing disability. Upon careful review of the evidence, Lincoln approved her claim for long-term disability benefits.
Help from a Lawyer with Expertise in Disability Insurance
Dabdoub Law Firm was built to be a disability insurance law firm. That focus means:
- All our lawyers specialize in disability insurance claims.
- We have experience with every major disability insurance company.
- We have won important long-term disability lawsuits.
Our disability lawyers can help you with:
- Submitting a disability insurance claim;
- Appealing a long-term disability denial;
- Negotiating a lump-sum settlement; and/or
- Filing a lawsuit against your disability insurance company.
Hiring an experienced disability attorney is important. Because federal law applies to most disability insurance claims, our lawyers do not have to be located in your state.
Call (800) 969-0488 to request your free consultation with an experienced disability attorney. Pay no fees or costs unless you get paid.