What to Know:
- A high-performing professional was forced to leave her position due to debilitating symptoms related to ME/CFS and dysautonomia.
- Her symptoms included cognitive dysfunction, fatigue, post-exertional malaise, and orthostatic intolerance.
- Multiple treating providers confirmed that she is unable to work in any capacity, full-time or part-time.
- Dabdoub Law Firm helps professionals nationwide navigate complex long-term disability claims like this one.
Long-Term Disability Claim Submitted for ME/CFS and Dysautonomia
A senior-level professional in the corporate learning and development field recently filed a claim for long-term disability (LTD) benefits with Lincoln Financial. Her condition—characterized by persistent, post-viral symptoms—has made it impossible to continue working in any capacity.
Backed by several physician statements and extensive medical documentation, our firm submitted a comprehensive claim initiation to Lincoln Financial which was timely approved.
From Career Success to Chronic Illness
Prior to her disability, the claimant served as a Senior Program Manager in a demanding leadership role. Her work required sustained focus, high cognitive function, and strong physical stamina—traits she once embodied with ease.
However, her health rapidly declined following the onset of Myalgic Encephalomyelitis/Chronic Fatigue Syndrome (ME/CFS) and dysautonomia—conditions marked by:
- Severe fatigue
- Post-exertional malaise
- Cognitive impairment
- Shortness of breath
- Orthostatic intolerance
These symptoms now worsen with repetition and leave her requiring prolonged recovery after even minor physical or cognitive activity.
Strong Medical Support for Disability
The LTD claim submitted to Lincoln Financial includes detailed support from multiple treating providers:
Neurologist's Statement
According to her neurologist, the claimant:
“Cannot sustain physical or cognitive tasks reliably, repeatedly, or safely over the course of a workday.”
Symptoms worsen with repetition and necessitate prolonged recovery periods, incompatible with any occupation.
Cardiologist's Statement
Her cardiologist further confirmed:
“Prognosis is unfavorable for return to work. [Claimant] is unable to perform full-time or part-time employment, including sedentary roles, as dysautonomia causes chronic, unpredictable, and disabling symptoms that are incompatible with the physical and cognitive demands of work.” (Emphasis added)
Both statements affirm the severity of her condition and her inability to return to any kind of consistent employment.
Long Term Disability Claim Approval.
With the claim submitted and the 45-day ERISA review period now triggered, Lincoln Financial must conduct a timely and thorough evaluation. The claimant, through legal representation, has reserved the right to provide additional records or evidence as needed. We are proud to say the claim submission resulted in a timely approval and payment of benefits.
Nationwide Help for Complex Disability Claims
Professionals living with ME/CFS, dysautonomia, and other complex conditions often face uphill battles when applying for disability benefits. Insurance companies may undervalue subjective symptoms or delay decisions, despite compelling medical support.
Dabdoub Law Firm has helped claimants across the country win disability benefits for post-viral illnesses, chronic fatigue syndrome, and similar conditions. We focus exclusively on long-term disability claims and have a strong track record of success—even against the biggest insurers.
Need Help With a Long-Term Disability Claim?
Our firm can help you:
- File a long-term disability claim
- Appeal a disability insurance denial
- File a lawsuit in federal court, if necessary
- Secure a lump-sum settlement from your insurance company
Call today to speak with a long-term disability attorney. We charge no fees or costs unless you get paid.