Hartford Long Term Disability Appeal in California Approved Based on Scleroderma
The Hartford approved long-term disability benefits for our client who lives in Los Angeles, California. A former marketing executive, she was diagnosed with scleroderma and was unable to continue working. Our disability insurance lawyers quickly got to work on her disability insurance appeal with Hartford.
Our client was the vice president of a marketing firm and was responsible for managing a team of staffers in the advertising industry. In addition to causing chronic fatigue and pain, her medical condition also negatively affected her cognitive abilities.
We were contacted to handle the appeal of The Hartford’s denial of her long-term disability claim. In addition to having her doctors complete medical questionnaire specific to her condition, we had our client undergo a neuropsychological evaluation. The evaluation showed she had cognitive deficiencies that kept her from returning to work.
We kept following up with The Hartford to make sure they made an appeal decision within the deadline under ERISA. Long term disability appeals must be decided within 45 days under ERISA, but disability insurance companies can take an additional 45 days if there are special circumstances that prevent the insurance company from making an appeal decision. Because of our legal work, The Hartford approved our client’s benefits and paid her past benefits that were due.
Dabdoub Law Firm was built to be a disability insurance law firm. Because all our disability lawyers focus on disability insurance claims, the firm has significant experience with every major disability insurance company and has won important disability lawsuits.
The firm can help at any stage of your long term disability claim, including:
- Submitting a disability insurance claim;
- Appealing a long-term disability denial;
- Negotiating a lump-sum settlement; or
- Filing a lawsuit against your disability insurance company.
Hiring an experienced disability attorney is important. Because federal law applies to most disability insurance claims, our lawyers do not have to be located in your state.
Call for a free consultation with an experienced disability attorney.