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What Happens if I'm Denied Long-Term Disability Insurance?

claim deniedAll of us, at some point or another, will face difficult circumstances. Whether it's an illness, an injury, the loss of a house, or the loss of a loved one, no one is immune from major tragedy in their lives. The only thing that can get us through these difficult times is having people around us to take care of us and help us get our feet back under us. When you have a workplace accident that results in a life-altering disability, this is no different. You need to surround yourself with people who care about you, and who you can trust to help get you back on your feet and seek the benefits you deserve.

When it Doesn't Work

For many of us, the first place we look for long-term help when injured at work is our insurance company. We pay a premium price for long-term disability insurance, and we expect it to be there when we need it. Unfortunately, despite our best efforts, long-term disability claims are often denied by insurance companies for one reason or another.

When that happens, you not only need people who care about you and who you can trust, but also people who know exactly what they're doing, and are ready to fight for you to get you exactly what you deserve. Dabdoub Law Firm provides all three: we truly care for you as an individual, you can trust us 100%, and we have years of experience going against the toughest of the tough companies to get our clients what they need to survive and thrive.

What Happens Next?

When you receive a long-term disability insurance denial, the last thing you want to do is panic. By law, insurance companies have to give you a period of time to appeal the denial of your claim. If you partner with a law team you can trust right from the start, you can be sure to make the most of the time you have been given.

Insurance companies typically send a letter explaining the exact reasons for denial of your claim. If you understand legal terms, that's great, but if you don't, you need to share it with someone who does so they can interpret it and recommend the right course of action. Depending on the reasons, you might need more objective, physical evidence to include in your appeal file, or perhaps a written statement from a doctor regarding your condition.

Instead of guessing, it’s important that you are doing the right thing from the very start, and seek professional advice. At Dabdoub Law Firm, our disability insurance lawyers can help you find the evidence you need to support your appeal, and provide the strongest possible case when facing the insurance company. When you do have to face the insurance company, you won't be alone. We'll be right there beside you, every step of the way, all the way until the end.

If you need a trusted partner you can count on, contact Dabdoub Law Firm today.