Hartford Denies LTD Benefits to Surgical Technician Despite Physical Disability
Working in an operating room requires full mental and physical fitness. Surgical technicians must be prepared for any scenario that may arise, place equipment and supplies in the operating room, arrange instruments, and assist team members in placing and positioning patients on the operating table.
Any mistake can put the patient at risk.
When a passionate and well-respected surgical technician in Rising Sun, Indiana realized she was no longer capable of fulfilling the physical demands of her position, she made the responsible choice to stop working. Unfortunately, Hartforddenied her claim for long-term disability (LTD) benefitsdespite her well-documented chronic pain.
Details of Our Client’s Debilitating Back Pain
Our client worked hard as a surgical technician and was good at her job. She received high praise from her supervisors and truly loved her work. Unfortunately, our client’s severe back pain made it impossible for her to stand, walk, lift, bend, twist, and perform other requirements of her occupation. The surgical technician’s severe back pain includes neuropathy caused by lumbar degenerative disk disease and displacement. She underwent spinal surgery to manage her pain, but it was largely ineffective.
Coworkers were concerned about our client’s intense pain, which often caused her to fall asleep or black out at work. Sometimes, our client’s back spasmed to the point that she could barely walk. As such, she was forced to stop working.
Hartford’s Improper Denial
Hartford claimed it did not have sufficient information to determine whether or not our client was disabled. This is untrue, as our client submitted medical records and statements from her doctors, explaining her situation. She also submitted a personal statement describing exactly how her disability impacted her position as a surgical technician.
Dabdoub Law Firm Gets Involved
Still, Hartford denied her claim. When our client came to Dabdoub Law Firm and asked us to get involved, we asked the following question:
“Would the Hartford want our client working in the operating room on a patient, in this condition?”
In addition to posing this important question, we shared our client’s medical evidence with Hartford and asked them for a prompt and favorable decision.
The insurance company quickly awarded our client the LTD benefits she was entitled to.
Help from a Lawyer with Expertise in Disability Insurance
Dabdoub Law Firm was built to be a disability insurance law firm.
That focus means:
- All of our lawyers specialize in disability insurance claims
- We have experience with every major disability insurance company
- We have won important long-term disability lawsuits.
Our disability lawyers can help you with:
- Submitting a disability insurance claim,
- Appealing a long-term disability denial,
- Negotiating a lump-sum settlement, or
- Filing a lawsuit against your disability insurance company.
Hiring an experienced disability attorney is important. Because federal law applies to most disability insurance claims, our lawyers do not have to be located in your state.
Call us at (800) 969-0488 or contact us online for a free consultation with an experienced disability attorney. No fees or costs unless you get paid.