Physician Disability Insurance: Purchasing Process
Since there are so many disability insurance products available to physicians, it can make choosing the right one for you quite a challenge.
Continue reading for tips on how to find the physician disability insurance policy that’s right for you.
Request Multiple Quotes
When you’re in the market for a physician’s disability insurance policy, it’s in your best interest to do a little shopping. It’s a good idea to ask for several quotes from various insurance agents. Not all policies and not all agents are created equal, so buyer beware.
After you speak with multiple agents, it’s your responsibility to select the best product for your needs at the best price. It’s wise to request quotes from no less than three insurance agents.
Be Honest About Your History
You’ll want to let them know about your medical history so that they have a clearer picture of the products you’ll need. Tell them the truth so that they’re able to suggest the most appropriate products for your needs.
Ask About Discounts
While insurance agents should present you with all of the available discounts, this isn’t always done right off the bat. Be sure to ask about any available discounts so that you’re sure you’re getting the best price.
Don’t Give Your Money to Just Anyone
Keep in mind that insurance agents earn a commission for selling you their company’s products. That’s the name of the insurance game. If you have to give your money to someone, they might as well be the person who is willing to provide you with the prime product at the lowest cost.
We Can Help
If you’re a doctor and you need assistance applying for physician disability insurance benefits or your benefits have been denied, we may be able to help. We’ve helped many other people obtain the disability benefits they needed when they needed them most, and we may be able to help you with yours, too. Don’t hesitate—contact our office with any questions you have right away.
Call Dabdoub Law Firm today at (800) 969-0488 to speak with an attorney about your case.