Cigna Terminates Claim Despite Evidence of Serious Injury
A once-healthy businessman from Radware, Inc. had his life changed forever in a serious boating accident on April 16, 2019. While he desperately wanted to return to his job as a successful regional sales manager in Cumming, Georgia, his injuries rendered him unable, and he filed a disability claim with Cigna LINA (Life Insurance Company of North America). While Cigna initially approved his short-term disability claim, they quickly reversed their decision and terminated the claim due to “insufficient information.”
With Dabdoub Law Firm’s help, our client was able to make a successful appeal and reinstate his claim. Our firm also helped him recover long-term disability benefits.
Our Client’s Well-Documented Boat Accident Claim
Because our client was injured in a serious boat accident, emergency responders documented his injuries almost immediately. The man hit his head on a metal rod holder, slammed onto the deck of a boat, and was rushed to Homestead Hospital immediately afterward. Emergency documentation reflects our client’s head trauma, pain, and bleeding, and follow-up appointments and MRIs revealed severe injuries to the back and spine. Finally, a CT scan of our client’s abdomen and pelvis found he was suffering from early acute pancreatitis and descending colon diverticulosis.
With all these proven ailments, our client should have been granted disability benefits with no fanfare. Unfortunately, that’s not what happened.
Dabdoub Law Firm Emphasizes the Evidence
Cigna went back and forth with their claims decision and accused our client of providing insufficient information for his claim. To counter this ridiculous accusation, we sent the insurance company a CD with over 15 supporting documents, including our client’s medical records, prescription history, pre-existing condition questionnaire, Social Security Disability Insurance application, doctor’s letters, and photographs.
With this proof and our legal prowess, Cigna had no choice but to award our client the benefits he deserved.
Help from an Attorney with Expertise in Disability Insurance
Disability insurance law is complicated. If your claim for long term disability benefits has been denied or delayed by an insurance company, it is important to get help from a lawyer with expertise in disability law.
- Our lawyers specialize in disability insurance,
- Our lawyers have experience with UNUM, Hartford, CIGNA, Reliance Standard, and just about every other insurance company;
- Our lawyers have won tough disability insurance lawsuits, and
- Our lawyers have recovered millions in disability benefits for clients whose claims were unfairly denied.
Because federal law applies to most disability insurance claims, we do not have to be located in your state to help.
Dabdoub Law Firm represents clients nationwide with:
- Submitting a disability insurance claim,
- Appealing a long-term disability denial,
- Negotiating a lump-sum settlement, and
- Filing lawsuits against disability insurance companies.
Call us at (800) 969-0488 to speak with a disability insurance attorney or click here for a free consultation. We do not charge fees or costs unless our clients are paid.