Dabdoub Law Firm recently came to the legal assistance of a woman from Burlington, Wisconsin who was in a legal fight with CIGNA. She had filed for long-term disability (LTD) benefits after experiencing a significant mental health decline, triggered by health complications caused by her lupus. CIGNA denied her filing, which we appealed with success.
Details of the Lupus & Cognitive Complications Case
Our client is a lupus patient who suffers from chronic pain and inflammation caused by the autoimmune disease, especially during flares of the condition. The persistent pain and lack of any alleviation through treatment efforts have been understandably taxing on our client. As a secondary effect of her lupus, she has experienced a significant decline in her overall mental health.
Each day is a struggle for our client as she tries to deal with both her physical ailments and her anxiety and depression caused by them. Due to the sharp drop in her health, she had to stop pursuing gainful employment and filed for long-term disability benefits.
CIGNA was provided evidence that our client frequently experiences:
- Limited attention span
- Loss of executive functioning
- Reduced verbal fluency that disrupts speech
- Memory issues
At this time and for the foreseeable future, our client is unable to hold a job in any suitable field. Despite this list of medical and mental health evaluations, CIGNA denied her claim, but it provided little explanation as to why.
As some of the nation’s leading long-term disability benefits attorneys, we did not back away from the case when it was denied, as inexperienced law firms might. Instead, we helped her file a convincing appeal that clearly showed how her conditions made her eligible for LTD benefits as described in the company’s own insurance policy. When the insurance company delayed in handling her appeal, we pressed the issue again and did not provide them any room to skirt their responsibility.
At the threat of taking their company to litigation, CIGNA accepted our appeal and provided our client with much-needed relief through an LTD benefit approval.
Lawyers Specializing in Disability Insurance Claims
Because disability insurance law is complicated, it is important to get legal help from a lawyer who focuses on disability law. As a law firm built to focus on disability insurance, Dabdoub Law Firm specializes in disability insurance. We spend every day working to get our clients long-term disability benefits approved.
Because federal law applies to most disability insurance claims, we do not have to be located in your state to help. If your claim for long-term disability benefits was denied or is currently being delayed by an insurance company, dial (800) 969-0488 to speak with a disability insurance attorney from our firm.
We represent clients across the U.S. with: