Proof of loss is what you need to provide to your disability insurance claim to be approved for benefits. When you first apply for disability insurance benefits, you are required to submit claims forms, medical records, an attending physician statement and any other information necessary to establish your eligibility for benefits and your inability to work due to a disability.
Proof of loss is usually a defined term in the disability insurance policy. It can include items such as:
- A statement by you and your employer
- An attending physician statement from your doctor
- Medical records
- Signed authorizations
Once you are approved for benefits, you will be required to submit proof of loss upon request by the insurance company. This is used to establish your continued disability. Typically they request updated medical records, claimant forms and a statement from your doctor. It is very important for you to continue seeing doctors regularly so when proof of loss is requested, you have records to provide showing your disabling condition remains disabling.
Once you are approved for disability benefits does not mean you are forever approved. You will be required to submit proof of disability when requested.
Failure to provide proof of loss upon request can result in a denial of benefits. As disability insurance attorneys, we often see claimants' benefits denied because they failed to provide proof of their disability.
If you or someone you know are struggling with your disability insurance claim, call the disability insurance at Dabdoub Law Firm. We specialize in disability insurance claims at every stage of a claim.
Lawyers Specializing in Disability Insurance Claims
Because disability insurance law is complicated, it is important to get legal help from a lawyer who focuses on disability law.
As a law firm built to focus on disability insurance, our lawyers specialize in disability insurance. We spend every day working to get our clients long term disability benefits approved.
Because federal law applies to most disability insurance claims, we do not have to be located in your state to help.
If your claim for long term disability benefits was denied or being delayed by an insurance company, call us to speak with a disability insurance attorney.
We represent clients across the U.S. with:
- Submitting a disability insurance claim,
- Appealing a long-term disability denial,
- Negotiating a lump-sum settlement, or
- Filing a lawsuit against your disability insurance company.
Call to speak with an experienced disability attorney. Pay no fees or costs unless you get paid.