In December 2021, our Miami, FL client had to be rushed to the hospital due to COVID-19 severe symptoms, including chest pain, fever, and shortness of breath. The doctors also diagnosed him with pneumonia and atrial fibrillation (afib) as his heartbeat was irregular.
As he continued to experience harmful symptoms after leaving the hospital, our client had to take paid leave from his job as a floor manager at Whole Foods. UNUM approved his short-term disability (STD) benefits. However, when our client was unable to return to any sort of work, the insurance company stalled his claim for long-term disability (LTD) benefits.
Frustrated with UNUM’s tactics, our client reached out to Dabdoub Law Firm to help him secure approval for his disability benefits.
COVID-19 and Long COVID Caused Severe Impairment to Our Client
Following his admission to the hospital, our client had to stay in the ICU for almost a week to receive the following treatments:
- Cardioversion
- Remdesivir treatment
- IV steroids
- Other COVID-19 care
Cardioversion involves using quick and low-energy electrical shocks to regulate someone’s heart rhythm.
Even after going home, his symptoms remained, and he required regular treatment at the hospital every few weeks. Although his original infection was gone, our client developed long COVID with persistent symptoms that impede his quality of life due to physical and cognitive limitations. He also required a second cardioversion in April 2022.
UNUM Wrongfully Stalled Our Client’s Long-Term Disability Benefits Claim
Our client had provided the required medical records to UNUM to receive approval to transition his STD benefits into long-term disability ones. However, the insurance company remained unresponsive for several months and attempted to continue its stalling approach when Dabdoub Law Firm stepped in.
With his prognosis still uncertain and his indefinite inability to rejoin the workforce, the LTD payments mean a significant difference in our client’s life.
After Dabdoub Law Firm submitted additional documents and pressed on to obtain a response, UNUM finally approved the long-term disability benefits our client urgently needed.
Our Lawyers Specialize in Disability Insurance Claims
Dabdoub Law Firm has always focused only on disability insurance, so our attorneys offer top-quality counsel and representation for disability insurance benefits no matter how complex your situation is.
Our disability lawyers can help you secure your disability benefits because we have:
- Won several major disability lawsuits that help make better laws for disability claimants;
- Experience fighting every major insurance company, such as Aetna, Hartford, The Guardian Life Insurance Company of America, CIGNA, Paul Revere, and more.
- Successfully represented hundreds of clients and won millions of dollars in disability benefits.
Federal law applies to most disability insurance claims. Our team can help clients across the country, no matter in which state you live.
Disability insurance companies have lawyers. You should too. Call us today at (800) 969-0488 to get experienced disability lawyers on your side with:
- Submitting a disability insurance claim;
- Appealing a long-term disability denial;
- Negotiating a lump-sum settlement; or
- Filing a lawsuit against your disability insurance company.
Contact Dabdoub Law Firm today at (800) 969-0488 to schedule a free consultation with one of our disability lawyers. We don’t get paid unless we win your case.
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