Before her pain, fatigue, and muscle weakness became unbearable, our client loved working in the medical field. She sought treatment while working as a volunteer services specialist in West Palm Beach, Florida because she truly enjoyed helping others and helping her community.
Years went by, and our client could not find the cause of her symptoms. Going without treatment took its toll, and when she was finally diagnosed with lupus, she realized getting through the day was too difficult. Forced out of her dream job, our client filed a long-term disability claim with The Hartford.
The insurance company coldly denied her claim, so she asked Dabdoub Law Firm for help.
How the Symptoms of Lupus Keep Our Client from Working
Lupus is a chronic autoimmune disease that causes inflammation and intense pain. Sometimes, the disease attacks vital organs, as well.
Our client suffered from joint swelling, hair loss, memory loss, lack of concentration, cysts and bunions on her feet, and rashes and skin reddening on her face and scalp. Simply walking around was painful, and our client was too exhausted to perform at her job.
A functional capacity evaluation (FCE) confirmed our client’s disability. Her capabilities are less than sedentary, meaning she cannot fulfill the duties of her own occupation – nor any occupation.
You may be sitting down reading this blog, but our client cannot even sit for 30 minutes without shifting due to pain. Standing up and walking around only increase the pain, so she is stuck in a state of constant discomfort.
Dabdoub Law Firm’s Appeal to The Hartford
Because our client asked us to appeal her long-term disability denial on her behalf, we presented the explanation above to Hartford. We also provided the insurance company with our client’s medical records, including visits with her treating rheumatologist.
Then, we asked Hartford to review all the evidence fairly and reconsider her claim.
Unsurprisingly, the insurance company granted long-term disability benefits upon appeal.
Help from a Lawyer with Expertise in Disability Insurance
Disability insurance law is complex, which is why you may need an experienced disability attorney to help you with your claim. Because all our disability lawyers at Dabdoub Law Firm focus on disability insurance claims, we have expertise in disability insurance law.
That means we have:
- Experience with every major disability insurance company.
- A proven track record of success by winning major disability lawsuits.
- Recovered millions of dollars in disability benefits for our clients.
We know how hard it can be to go without disability benefits, so we never charge fees or costs unless our clients get paid.
Our firm can help at any stage of your disability insurance claim, including:
- Submitting a disability insurance claim,
- Appealing a long-term disability denial,
- Negotiating a lump-sum settlement, or
- Filing a lawsuit against your disability insurance company.
Because federal law applies to most disability insurance claims, our lawyers can represent clients across the country. You can get in touch no matter where you live.
Call us at (800) 969-0488 or contact us online to speak with an experienced disability attorney. Consultations are free.