MassMutual was the provider of his long-term disability policy, but he didn’t know where to begin. He came to Dabdoub Law Firm, where Attorney Geannina Burgos quickly got to work to counter the insurer. Before litigation became necessary, Attorney Burgos leveraged her extensive legal experience and a thorough review of the medical evidence to demonstrate that our client clearly met the terms of his disability policy and was entitled to the benefits MassMutual owed him.
What to Know About This Case:
- A CPA developed severe mental health conditions, such as depression, anxiety, cognitive impairment, and medication-induced tremors that made it impossible to continue working.
- Attorney Geannina Burgos built a comprehensive disability claim demonstrating that he could no longer perform the duties of his own occupation or any gainful employment.
- Dabdoub Law Firm secured approval of disability benefits from MassMutual without escalating to litigation/trial.
When Medication Causes More Problems
Our client was in his 50s and working as a Certified Public Accountant when he began to experience worsening health conditions, including depression, anxiety, and related forms of cognitive impairment. Despite treatment, including therapy, psychiatric counseling, and multiple forms of medication, it was determined that his mental health condition was degenerating. To make matters worse, the medication he was prescribed caused him to experience adverse reactions, including severe tremors that interrupted his concentration and physical balance. When prescribed additional medication to help with the tremors, they continued to persist.
A year after he began to seek help with his declining mental health, he lost his job as a CPA due to problems caused by his condition and overall functional capacity. As a result, he began to suffer new and worsened mental health complications. The thought of working even part-time at an entry-level position was enough to fill him with debilitating dread. Significant memory loss also began to plague him.
By the time he decided to file for disability benefits, our client’s list of symptoms and conditions was extensive.
Building a Winning Disability Claim with MassMutual
When our client came to Dabdoub Law Firm, Attorney Geannina Burgos immediately recognized the seriousness of his condition and the challenges he faced in securing disability benefits.
Over the previous two years, his medical records documented a steady decline in his mental and cognitive functioning despite ongoing treatment. He had worked closely with psychiatric providers, followed treatment recommendations, and tried numerous medications, yet his symptoms continued to interfere with every aspect of his life.
The evidence showed that he was struggling with severe depression, anxiety, memory lapses, executive dysfunction, emotional fragility, and medication-induced tremors. Together, these symptoms made it impossible for him to maintain the concentration, reliability, and consistency required in his profession as a Certified Public Accountant.
Attorney Burgos worked closely with the available medical evidence to present a clear picture of how our client's condition affected his ability to work. Rather than focusing solely on diagnoses, the claim demonstrated the real-world impact of his symptoms and why they prevented him from performing the duties of his occupation.
A detailed Notice of Disability Income Claim was submitted to MassMutual, outlining the severity of his condition and explaining why he remained unable to work despite extensive treatment efforts.
MassMutual Approves Disability Benefits
After reviewing the claim and supporting medical documentation, MassMutual approved our client's disability benefits.
The insurer ultimately recognized what the evidence had consistently shown: our client's psychiatric conditions, cognitive impairments, and medication side effects had progressed to the point that he could no longer perform the substantial duties of his profession.
Most importantly, this outcome was achieved without the need for litigation.
Thanks to a thorough presentation of the evidence and strong advocacy on his behalf, our client was able to secure the disability benefits he needed and focus his attention on treatment and recovery rather than a prolonged dispute with the insurance company.
Lawyers with Expertise in Disability Insurance Claims & Appeals
At Dabdoub Law Firm, disability insurance is all we do. We represent clients nationwide and have successfully handled disability insurance claims involving:
- Long term disability denials and appeals
- Individual disability insurance claims
- Depression and anxiety disorders
- Cognitive impairment and memory loss
- Neurological conditions
- Medication side effects
We have taken on every major insurance company and have built a proven track record of success, including victories in federal court.
Because we specialize in long-term disability, our clients get the benefit of:
- Having an attorney who is an expert in long-term disability claims;
- Having an attorney who has experience with every major disability insurance company; and
- Being backed by a law firm that has a proven track record of winning tough disability lawsuits.
Need Help with a Disability Insurance Claim?
If your disability claim has been denied or you are struggling to navigate the claims process, we can help.
We help with:
- Filing a disability insurance claim
- Appealing denied or terminated long-term disability benefits
- Negotiating a lump-sum settlement
- Filing a lawsuit against your disability insurance company
We represent clients nationwide and charge no fees unless we win your case.
Call (800) 969-0488 or contact us online to speak with an experienced disability attorney. Pay no fees or costs unless you get paid.