Without the help of a knowledgeable disability insurance attorney, you may feel lost and frustrated when filing a disability insurance claim. At Dabdoub Law Firm, our lawyers represent claimants nationwide, and we are highly experienced in this field of law, having gone toe to toe with every large insurance company across the country.
Because we have represented individuals in virtually every job sector, from physicians to engineers and fellow lawyers, we can help you obtain the best possible outcome for your claim. If the insurance company still fails to pay your disability claim, we can take them to court and fight for your rights by showing clear evidence that your medical condition warrants approval of benefits.
Our experience working on disability cases means we have successfully handled disability claims with every major insurance provider in the United States, including but not limited to:
- CIGNA or LINA;
- Principal Financial;
- Northwestern Mutual;
- Mutual of Omaha;
- Lincoln Financial;
- Liberty Mutual;
- Mass Mutual;
- Aetna; and
Because of our knowledge in long-term disability insurance and expertise in this field, we can help you recover benefits after your provider underpaid, delayed, or denied your claim.
Cleveland Disability Insurance Claims
In Cleveland, most people get their disability insurance coverage through their employer. Disability claims with an employer-sponsored disability insurance policy is usually governed by a federal law called ERISA, the Employee Retirement Income Security Act of 1974. Insurance companies tend to have an unfair advantage over people who are disabled and deserving of benefits when ERISA applies.
Those who aren’t covered by an employer may purchase individual coverage, and although it often has higher premium rates, the flipside is the terms are usually better for policyholders. For example, these policies may have the more favorable “own occupation” definition of disability.
In most situations, insurance companies will rely on the opinion of their own doctors over the doctors of the disabled claimant. Insurance companies also send claimants to what they refer to an independent medical examination (IME) or functional capacity evaluation (FCE). But none of these examinations are truly independent. In fact, the insurance companies routinely use the same doctors over and again, and many of these doctors make a handsome living doing this work for them.
Unfortunately, many of these claims are denied without a legitimate reason. At Dabdoub Law Firm, we take-on the insurance companies who would rather protect their profits than pay their policyholders’ the legitimate benefits that they are due.
Because we specialize in this practice area, the firm knows the tactics insurance companies use to delay or deny claims and can respond to enforce our clients’ rights under the law and the disability policy. No matter the chronic medical condition that keeps you from earning an income, our lawyers know what it takes to counter disability insurance denials.
Help from a Lawyer with Expertise in Disability Insurance
This law firm was built to be a disability insurance law firm.
That focus means:
- All of our lawyers specialize in disability insurance claims;
- We have experience with every major disability insurance company;
- We have won important long term disability lawsuits.
Our disability lawyers can help you with:
- Submitting a disability insurance claim;
- Appealing a long-term disability denial;
- Negotiating a lump-sum settlement; or
- Filing a lawsuit against your disability insurance company .
Hiring an experienced disability attorney is important. Because federal law applies to most disability insurance claims, our lawyers do not have to be located in your state.
Call for a free consultationwith an experienced disability attorney. Pay no fees or costs unless you get paid.