Filling out claim forms can be a daunting task, but it is an important part of your disability claim. Forms have to be filled out to initiate the claim process. They will also have to be filled out periodically while you are on claim and receding benefits.
In the claim forms, there are often a lot of questions about your personal life, including:
- Questions about your finances
- Questions about your work history, education and experience
- Question about your daily activities
- Questions about your hobbies
- Questions about your medical conditions and treating doctors
These questions are used to analyze how your disability impacts you in your daily life and work life. They are also used to determine your eligibility for benefits under the policy terms. For example, they may use your education, training and experience to see what other kinds of work you may qualify for.
When filling out claim forms, keep your responses simple. It is best to only answer what is being asked. Do not give a long explanation that gives more information than necessary. You do not want your words to get twisted and be used against you down the road.
Next, it is important to be honest in your answers. It is possible they run an internet search, social media check or conduct surveillance on you. For example, if you listed you are incapable of standing for long periods of time but your social media shows you running a marathon, that is a problem. You do not want to be caught lying and have your credibility called into question.
Lastly, it is very important to return forms on time. Failure to get the forms back to the insurer within the allowed time frame can result in a denial of benefits.
If you or someone you know is struggling to fill out disability insurance claim forms, call the attorneys at Dabdoub Law Firm. We specialize in disability insurance claims and can help walk you through the forms and how to fill them out.
Help from a Lawyer with Expertise in Disability Insurance
Disability insurance law is complex. Hiring an experienced disability attorney is important. Because all disability lawyers at this law firm focus on disability insurance claims, we have expertise in disability insurance law.
That means have:
Experience with every major disability insurance company;
A proventrack record of success by winning major disability lawsuits;
Recovered millions of dollars in disability benefits for clients;
And, we never charge fees or costs unless our clients get paid.
The firm can help at any stage of your disability insurance claim, including:
- Submitting a disability insurance claim,
- Appealing a long-term disability denial,
- Negotiating a lump-sum settlement, or
- Filing a lawsuit against your disability insurance company.
Because federal law applies to most disability insurance claims, our lawyers are able to represent clients across the country.
Call to speak with an experienced disability attorney. Consultations are free.