If you are a claimant who is dealing with New York Life in a short- or long-term disability insurance case, it is critically important for the outcome of your case to have an experienced disability insurance attorney on your side to help you secure the benefits you need when you need them most.
Unfortunately, disability insurance companies operate to turn a profit, which does not always align with what is best for the claimants that they serve. In this respect, it is not uncommon for insurance companies to deny or significantly reduce the benefits offered to their claimants, even when their claims are completely valid.
At Dabdoub Law Firm, our skilled attorneys have years of experience helping claimants fight for the benefits they deserve. All we do here at the firm is help claimants obtain disability benefits that are rightly theirs. We feel strongly about fighting back against unfair insurance companies that take advantage of people with disabilities in their time of greatest need.
In this blog post, we will discuss five ways in which we can help you win your case against New York Life. Read on to learn more.
#1 - We Will Help You Gather the Documentation You Need
One of the first steps in any disability insurance case is to gather the necessary documentation. This can include things like your policy documents, medical records, and employment records. Our experienced team will help you collect all of the documentation you need to build a strong case against New York Life.
While gathering the necessary documentation may seem simple enough to handle on your own, having an experienced attorney take care of it for you can not only take away the headache of trying to tackle it all yourself, but we can also make sure none of the pertinent documents are left out or organized incorrectly.
#2 - We Will Review Your Policy Documents
Once we have gathered all of the necessary documentation, we will take a close look at your disability insurance policy documents. This is important because it will give us a better understanding of what benefits you are entitled to receive under your existing policy. We will also look for any clauses or exclusions that New York Life may use to deny your claim.
Our team only handles disability insurance claims, so we have heard it all from the insurance companies. We have strategies prepared to help you receive the maximum benefits you deserve out of your policy.
#3 - We Will Analyze Your Medical Records
After we have reviewed your policy documents, we will turn our attention to your medical records. This is a crucial step in the process because it will allow us to see how your illness or injury has impacted your ability to work. We will also look for any gaps in treatment that New York Life may try to use to deny your claim.
Every insurance company has a different definition of what is considered a “disability,” so it is an important step in the process to ensure that your medical history verifies your eligibility for benefits under your policy’s definition. These definitions can be highly nuanced, so having an attorney look over this information for you can help provide some insight into what your claim might be worth.
#4 - We Will Build a Strong Case for You
Once we have gathered all of the necessary documentation and analyzed your disability case, we will start building a strong case against New York Life for you. This will involve putting together a comprehensive argument that outlines why you are entitled to receive disability insurance benefits from New York Life under your policy. We will also make sure to address any potential arguments that the insurance company may use to deny your claim.
#5 - We Will Fight for You
Once we have built a strong case, we will fight for you every step of the way. We know how important these benefits are to the well-being of you and your family, and we will do everything in our power to help you get the positive outcome you deserve. If New York Life denies your claim, we will not hesitate to file an appeal on your behalf to continue fighting hard for the benefits you need.
Lawyers with Expertise in Disability Insurance Claims
This law firm has always focused only on disability insurance law.
Because we specialize in long-term disability, our clients get the benefit of:
- Having an attorney who is an expert in long-term disability claims;
- Having an attorney who has experience with every major disability insurance company;
- Being backed by a law firm that has a proven track record of winning tough disability lawsuits.
Call Dabdoub Law Firm to get experienced disability lawyers on your side.
We can help with:
- Submitting a disability insurance claim;
- Appealing a long-term disability denial;
- Negotiating a lump-sum settlement; or
- Filing a lawsuit against your disability insurance company.
The firm represents clients nationwide with disability claims governed by federal law, even if we are not located in your state.
Call to speak with an experienced disability attorney. Pay no fees or costs unless you get paid.