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Lincoln Wrongfully Terminates LTD Benefits for ATX Client with Complex PTSD

Dabdoub Law Firm Secures LTD Benefits for ATX Client

In July 2022, Dabdoub Law Firm successfully appealed to Lincoln National Life Insurance on behalf of our client in Austin, TX after the insurance company wrongfully terminated her long-term disability (LTD) benefits.

Despite suffering from a myriad of debilitating symptoms and obtaining confirmation of her disabled condition from numerous physicians, Lincoln still saw fit to unjustly and unreasonably terminate our Texas client’s disability benefits without cause.

Fortunately, our experienced disability insurance lawyers successfully appealed to Lincoln National Life Insurance on her behalf. Keep reading to learn how our firm restored our Texas client’s long-term disability benefits and secured the continued support and care she rightfully deserves.

Our Disability Lawyers Appealed to Lincoln on Texas Client’s Behalf

Due to prolonged physical and sexual abuse in childhood and past instances of workplace abuse, our Austin client suffers from complex post-traumatic stress disorder (CPTSD).

“Complex” can’t be stressed enough. Like many survivors of childhood abuse and trauma, our client also struggles with anxiety, major depressive disorder, body/gender dysphoria, chronic back pain, and personality disorder symptoms.

Lincoln approved her claim for STD benefits and eventually LTD benefits while she continued aggressive treatment for PTSD, including ketamine infusions, weekly therapy, and multiple medications. Our client managed to return to work after reasonable accommodations were met.

However, when her PTSD symptoms exacerbated again, forcing her to withdraw from her occupation completely. Although our client has been unable to return to work since April 2021, Lincoln made the poor and unjust decision to deny her claim for continued benefits.

Lincoln Wrongfully Terminated Our Texas Client’s LTD Benefits

In its failure to conduct a proper and comprehensive examination of her disabling condition, Lincoln wrongfully denied our Texas client. This largely stemmed from a flawed peer review from the insurance company’s physician, which deemphasized her disabling condition and demonstrated a “disturbing pattern” of ignoring valid medical and non-medical evidence.

This disreputable report forced our client to endure more undue suffering as she continued to struggle with a constellation of crippling symptoms, including sleep disturbances, panic attacks, cognitive impairments in verbal expression, emotional dysregulation, and many others.

Fortunately, our accomplished disability attorneys were quick to point out the various holes in Lincoln’s callous decision. By reiterating and supplementing the already-extensive evidence against the insurance company’s denial, Dabdoub Law Firm successfully overturned this wrongful decision and restored the support our Austin client rightfully deserves after decades of suffering.

Disability Insurance Companies Have Lawyers. Shouldn’t You?

Because this law firm was created to focus on disability insurance, we have developed an expertise in this complex area of the law.

Our expertise in long-term disability claims means our clients have the backing of a law firm that has attorneys who:

  1. are experts in disability claims;
  2. fought all major disability insurance companies and know their tactics;
  3. a track record of success;
  4. won major disability lawsuits that created good law; and
  5. recovered millions of dollars in disability benefits.

All our lawyers commit every day of their legal career to helping people get disability benefits from UNUM, MetLife, Prudential, Northwestern Mutual, Hartford, CIGNA, and others.

Because federal law applies to most disability insurance claims, we do not have to be located in your state to help. We help clients nationwide.

Call to get experienced disability lawyers on your side with:

  • Submitting a disability insurance claim;
  • Appealing a long-term disability denial;
  • Negotiating a lump-sum settlement; or
  • Filing a lawsuit against your disability insurance company.

Call (800) 969-0488 to request a free consultation with a disability attorney.