New York Life Disability Claims
Call Our Disability Insurance Lawyers
Founded back in 1845, New York Life Insurance Company is the third largest insurance company in the country today. Holding about $570 billion assets under its management, New York Life is responsible for countless insurance policies, including long term disability insurance policies sold to employers and individuals alike. New York Life is a mutual insurance company, which means it is technically owned by its policyholders because there are no third party shareholders who can claim a stake in the company.
It touts this mutual approach to insurance company ownership as a means to assure policyholders that they will always be treated fairly, but, just like many other major insurance companies, the best interests of the company are often put before the needs of the individual policyholder. At Dabdoub Law Firm, our long term disability benefits attorneys have gone up against New York Life before on behalf of our clients. We are familiar with their methods, including how the company administers disability claims after they are filed.
Disability Insurance Policies Sold by New York Life
As an insurance company of such size and history, New York Life sells multiple types of disability insurance policies. The company sells group policies to employers, who provide that coverage to eligible employees.
You may also opt to purchase an individual insurance plan from New York Life yourself. This is often the choice for independent contractors, entrepreneurs, small business owners, and the self-employed. Your individual policy is probably an “own occupation” disability insurance policy, meaning it provides coverage if you cannot safely or reasonably continue working in your own occupation. For example, if you are a dentist but can no longer use dental instruments due to rheumatoid arthritis, then your own occupation disability insurance should trigger and provide you with deserved benefits. This is true even if you can work in some other occupation.
Fighting for Your Deserved Disability Insurance Benefits
New York Life may try to do undervalue or deny your claim without due reasons. This is simply a reality of dealing with insurance companies that our long term disability attorneys of Dabdoub Law Firm have seen again and again.
New York Life may try to deny your benefits by saying:
- Your medical condition is not adequately disabling.
- You are fit for different types of work, despite what your own doctor says.
- You did not give ample information about your disability when filing your claim.
We are ready and waiting to represent and assist you from the very start of your New York Life disability insurance claim to its conclusion, even if that means things have to go up to a federal court of appeals.
Disability Insurance Companies Have Experienced Disability Insurance Lawyers – Shouldn’t You?
Dabdoub Law Firm was built to fight for people who were wrongly denied long term disability benefits. As a result of our representation, millions of dollars in disability benefits have been paid to our clients. We have won several major disability lawsuits and helped make new law. Because federal law applies to most disability insurance claims, we do not have to be located in your state to help you. All our lawyers commit every day to helping people get disability benefits from insurance companies.
Call us today to get help with:
- Submitting a disability insurance claim
- Appealing a long-term disability denial
- Negotiating a lump-sum settlement
- Filing a lawsuit against your disability insurance company