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Lincoln Wrongfully Denies LTD Benefits for Texas Client with Degenerative Disc Disease

Dabdoub Law Firm Secures Lincoln LTD Benefits for Texas Client with Disc Degeneration

In June 2023, an Austin resident turned to Dabdoub Law Firm for assistance securing long-term disability (LTD) benefits after The Lincoln National Life Insurance Company wrongfully denied her claim.

Fortunately, our determined disability attorneys successfully appealed to Lincoln on her behalf, equipping our Texas client with the disability benefits she rightfully deserves. Keep reading to learn more about this ATX success story.

Dabdoub Attorney Quirino Successfully Appeals to Lincoln on Texas Client’s Behalf

After her benefits were wrongfully terminated in December 2022, a resident of Austin, Texas turned to our disability insurance lawyers for assistance. Attorney Emily Quirino wasted no time in informing Lincoln that their termination of benefits was unjust and unreasonable, stating that her client’s disabling chronic pain conditions “have not changed” since she submitted her first appeal in June 2022.

“She continues to suffer and seek treatment for relief,” Attorney Quirino confirms, adding that her client has repeatedly demonstrated “overwhelming evidence” of disabling mental and physical conditions and symptoms.

In addition to chronic back pain, our Texas client is also taking medication for pain management that causes adverse side effects, including dizziness, nausea, and memory problems. The Austin resident underwent countless tests and saw numerous specialists in an effort to locate the source of the disabling chronic pain she suffers on a daily basis, including an MRI and Functional Capacity Evaluation (FCE)—a renowned exam that courts acknowledge as “the best means” of assessing individual functionality.

In the FCE results, the physician notes, “By day 2, she presented with noticeable cognitive impairments in verbal expression, sequencing, and attention to task. The client demonstrated sharp physical and cognitive decline...Her performance on day 1 was not sustainable.”

Our client's primary care physician, Dr. Brynna Connor, M.D., also confirmed the severity of the disability. For years, she witnessed her patient's physical condition "deteriorate to the point that she is no longer able to work due to chronic debilitating pain.”

Lincoln’s Termination of LTD Benefits Was Wrong & Unreasonable

“[My client] is unable to reliably perform the duties of any occupation,” Attorney Quirino says firmly. “Lincoln cannot rely on a ‘flawed’ peer review that contains a ‘disturbing pattern’ of disregarding and ignoring the abundance of evidence.”

Luckily, our dedicated advocates at Dabdoub Law Firm successfully restored our Austin client’s LTD benefits, enlightening Lincoln to the error of their ways and empowering their Texas policyholder to receive the care and support she needs during this difficult time.

Disability Insurance Companies Have Lawyers. Shouldn’t You?

Because this law firm was created to focus on disability insurance, we have developed an expertise in this complex area of the law.

Our expertise in long-term disability claims means our clients have the backing of a law firm that has attorneys who:

All our lawyers commit every day of their legal career to helping people get disability benefits from UNUM, MetLife, Prudential, Northwestern Mutual, Hartford, CIGNA, and others. Because federal law applies to most disability insurance claims, we do not have to be located in your state to help. We help clients nationwide.

Call to get experienced disability lawyers on your side with:

  • Submitting a disability insurance claim;
  • Appealing a long-term disability denial;
  • Negotiating a lump-sum settlement; and/or
  • Filing a lawsuit against your disability insurance company.

Call (800) 969-0488 to request a free consultation with our trusted Dabdoub disability insurance attorneys.