Liberty Mutual Disability Claims
Working with Clients to Get Them the Help They Need
Filing a Liberty Mutual disability claim can be a stressful process. Individuals suffering from disabling medical conditions may have a difficult time receiving disability benefits from Liberty. Even after being approved disability benefits, Liberty will look for any reason to stop paying disability benefits. Our Disability Insurance & ERISA Attorneys in the U.S. have represented many clients with liberty mutual disability claims.
Our clients suffer from various medical conditions including:
- Chronic pain
- Cognitive deficiencies
- Chronic fatigue
Liberty’s Claim Administration
From our dealings with Liberty, we have discovered several tactics it uses to deny long-term disability benefits.
For example, Liberty tends to use independent medical evaluations (IME) when reviewing a claim. An IME is a full medical evaluation conducted by a doctor hired by Liberty. You must show up for this physical evaluation. During the visit, you will be asked to discuss your medical history. We have seen that Liberty puts more weight on the opinions of the IME doctors than the opinions of your treating doctors.
We advise our clients to take notes during an IME. Specifically, take notes of anything that you find strange. We also find it is helpful if you ask someone you trust to accompany you. These individuals can help ensure you are not mistreated. And they can help take notes.
Liberty often uses the same doctors to conduct these IMEs. Based on our experience, these doctors are more likely to find that you are not disabled. If Liberty has asked you to attend an IME, please consult with our attorneys.
Over the years, we have had the opportunity to screen these doctors and review all their reports. Thus, we can better predict their actions. With our guidance, you will be better prepared for your IME.
Another example of their tactics is peer reviews. Liberty conducts multiple peer reviews in its review process. Peer reviews are medical records reviews conducted by doctors hired by Liberty. Liberty will send your records to several doctors for their opinions. These reviews are generally unfavorable and inconsistent with your doctors’ opinions.
Our Attorneys Can Help
With our knowledge of Liberty Mutual disability claim strategies, we can better assist you in your claim for disability benefits. Our long-term disability lawyers have experience handling Liberty Mutual disability claims at every stage.
Our disability insurance attorneys represent clients nationwide in their disability claim against Liberty. Give us a call and we will help you in your fight for disability benefits.
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