Guardian Life Insurance Company (Berkshire Life)
Nationwide Service From Disability Attorneys
Guardian Life was founded in New York in 1860 and is one of the largest mutual life disability insurance companies in the United States. Guardian sells many types of insurance products, including disability insurance. Guardian Life offers disability and employee benefit plans that cover both short-term and long-term disability. In some situations, an employee may buy additional coverage through his or her employer.
Guardian’s individual disability income insurance is sold through their affiliated company, Berkshire Life Insurance Company of America. Typically these insurance products are sold to professionals and executives such as doctors, lawyers, accountants, as well as corporate and government employees.
Contact our disability attorneys today to learn more about the options available to you.
Guardian Life/Berkshire Life Disability Benefit Denial
There are many factors that disability insurance companies consider when reviewing a claim for disability benefits. Beyond the medical records establishing proof of total disability, the insurance company will conduct a detailed occupational analysis. An occupational analysis is a detailed investigation about the occupation you were in just prior to your disability. This analysis would go into the physical and cognitive demands, travel requirement, sub specialty and any other unique duties of the occupation.
Disability insurance companies like Guardian LIfe/Berkshire Life have a duty to use fair dealing when evaluating claims. If the claims governed by ERISA, the claims administrator owes a fiduciary duty to the person seeking disability benefits. Guardian Life/Berkshire may unreasonably delay in making payments due under the policy without proper cause in the hopes that you will give up.
Free Case Evaluation of a Guardian LIfe/Berkshire Disability Claim Denial
When disability benefits are initially denied or terminated by Guardian Life/Berkshire it is important to seek out the assistance of an experienced disability attorney to recover these benefits. Our skilled disability insurance attorneys fully represent Guardian Life/Berkshire claimants in relation both individual and group policies.
We handle long-term disability claims on behalf of clients nationwide. Call us today at (800) 969-0488!