Dabdoub Law Firm Secures LTD Benefits for Ohio Attorney with ADHD
In June 2023, Dabdoub Law Firm successfully secured disability benefits for an Ohio attorney after Ameritas wrongfully denied his claim. Keep reading to learn more about this recent success in Columbus, OH.
Attorney Edward Dabdoub Secures Disability Benefits for Ohio Lawyer
After having no choice but to step away from his legal career in early 2023, our Ohio client applied for disability benefits through his insurer, only to be met with rejection. Fortunately, Attorney Edward Dabdoub of Dabdoub Law Firm successfully appealed to Ameritas on his client’s behalf, reminding the insurance company of their legal obligations under ERISA law and pointing out that they violated their own contract terms, creating unnecessary hardships for our Columbus client.
According to the disability insurer, our client’s policy terms state that “only fraudulent misstatements in the application may be used to void this policy or any change to this policy or deny a claim for loss incurred or disability that starts after the two-year period.”
“As an initial matter, the incontestable period for [my client’s] individual disability insurance (IDI) policy has passed,” Attorney Dabdoub explains. “The fact that he initially made a claim for residual disability under the IDI policy—which does not exist—following a reduction in his practice due to COVID does not permit a contestability review.”
A wealth of medical evidence confirms beyond a doubt that the former Ohio attorney currently suffers from a myriad of health issues, including ADHD, anxiety, depression, hypercholesterolemia, hypertension, insomnia, postherpetic neuralgia, and seborrheic dermatitis. Despite this, by conducting the contestable period review, Ameritas implies that our client’s conditions were potentially “material misrepresentations,” barring him from the disability benefits he was and is rightfully entitled to.
“The medical evidence available demonstrates [my client] is experiencing many significant symptoms caused by several autoimmune and neurological disorders,” Attorney Dabdoub concludes. “He was forced to withdraw from his active cases and is no longer practicing law after many decades of doing so. His [disability] is clear.”
Fortunately, Attorney Dabdoub and our skilled disability lawyers successfully appealed to Ameritas on our Ohio client’s behalf, putting a stop to the contestable period review by Ameritas and equipping the former attorney with the disability benefits he needs and deserves.
Our Lawyers Specialize in Disability Insurance Claims
Because our law firm has always focused only on disability insurance, our lawyers are experts in legal representation for disability insurance benefits. That means our disability lawyers have:
- Won several major disability lawsuits that help make better law for disability claimants;
- Successfully represented hundreds of clients and won millions of dollars in disability benefits; and
- Experience fighting every major insurance company, such as UNUM, Hartford, MetLife, CIGNA, Prudential, and more.
Because federal law applies to most disability insurance claims, we can help clients across the country. Disability insurance companies have lawyers. You should too. Call the Dabdoub Law Firm to get experienced disability lawyers on your side.
We can help with:
- Submitting a disability insurance claim;
- Appealing a long-term disability denial;
- Negotiating a lump-sum settlement; and/or
- Filing a lawsuit against your disability insurance company.
Call (800) 969-0488 to request a free consultation with a disability attorney. No fees or costs until you get paid.