Reflux Esophagitis Disability Claims
LTD Benefits for People with GERD
Reflux esophagitis – also called acid reflux or gastroesophageal reflux disease (GERD) – is an extremely common disease among all age groups. It is characterized by chronic heartburn, waves of nausea, difficulty eating, belching or regurgitation while eating, and general discomfort. The cause is an overabundance of stomach acid or bile production, causing irritation in the esophagus, especially while eating and drinking.
As just taking a quick look at the symptoms of reflux esophagitis, it should be clear that holding gainful employment in many types of occupations will become difficult and painful if not impossible. Although, insurance companies like to argue otherwise, often claiming that GERD is an “exaggerated” disease. Being able to secure deserved long-term disability insurance benefits will almost certainly be an uphill challenge.
Rather than going down that legal road on your own, come to Dabdoub Law Firm for all the legal support and representation you need. We have committed 100% of our law firm to the management of disability claims and cases for clients across the country and in all types of occupations. If you are worried that your insurance company will not take your claim seriously, let our nationwide disability benefits lawyers lend a professional hand.
Proving the Effects of GERD
In our long history of dealing with major insurance companies, we have learned clearly and consistently that insurers will deny a claim or terminate benefits early if they have any reason to doubt the severity of a claimant’s medical condition. This is not good news for people living with reflux esophagitis, which is most often categorized by strong and chronic heartburn. If an insurer’s case evaluator, who may just be an RN without any specialized training, misunderstands the severity and disabling nature of GERD, then they may advise the insurance company to terminate benefits.
To prepare for any conflicts, misunderstandings, or mistakes made by a case evaluator, Dabdoub Law Firm always takes extra steps in preparing our cases and responses. It is our goal for every case to secure LTD benefits approval for our clients with as little steps as possible.
We can strengthen your case significantly by:
- Thoroughly researching your medical condition and consulting experts as needed
- Review your medical records for consistency in diagnosis and prognosis
- Discuss your condition further with your primary care physician if needed
- Clarify your roles within your occupation and how GERD is significantly limiting them
When we have a clear picture of what needs to be done to win your claim or get your benefits reinstated after early termination, we can send a comprehensive challenge letter to your insurer, demanding appropriate action to be taken and to your benefit. If they do not comply or concede, then they should be ready for litigation because Dabdoub Law Firm is always willing to fight in court for our clients.
Our Lawyers Specialize in Disability Insurance Claims
Because our law firm has always focused only on disability insurance, our lawyers are experts in legal representation for disability insurance benefits.
That means our disability lawyers have:
- Won several major disability lawsuits that help make better law for disability claimants.
- Experience fighting every major insurance company, such as UNUM, Hartford, MetLife, CIGNA, Prudential, and more.
- Successfully represented hundreds of clients and won millions of dollars in disability benefits.
Because federal law applies to most disability insurance claims, we can help clients across the country. Disability insurance companies have lawyers. You should too. Call Dabdoub Law Firm to get experienced disability lawyers on your side.
We can help with:
- Submitting a disability insurance claim
- Appealing a long-term disability denial
- Negotiating a lump-sum settlement
- Filing a lawsuit against your disability insurance company