As an invasive cardiologist, you are trusted to treat serious heart conditions in your patients through open or minimally invasive surgery. Your job literally puts peoples’ lives in your hands as you treat clogged arteries, weakened ventricles, electrical irregularities, and more. You cannot be distracted by pain, and you certainly cannot have unsteady hands.
If you have found yourself unable to commit to your duties as an invasive cardiologist due to a disabling physical or mental condition, this law firm can help with your claim for long-term disability (LTD) benefits.
Dabdoub Law Firm and our team of disability benefits lawyers are here to help you through this difficult process that can be further complicated by an insurance company using tactics to delay or deny your claim. As attorneys specializing in disability insurance claims, we have seen how MetLife, UNUM, Northwestern Mutual, and other insurance carriers deploy these tactics:
- Sending claimants to a so-called independent medical examination or neuropsychological evaluation;
- Repeatedly requesting the same medical information over and again; or
- Making broad requests for all sorts of information that is not relevant to establish total disability (such as financial records).
As an invasive cardiologist, you might have “own occupation” disability insurance, provided through your employer or purchased individually. If you are unable to perform your material and substantial duties as an invasive cardiologist, then your “own occupation” policy should pay benefits.
Often, disability insurance companies attempt to deny a total disability claim by taking the position that the physician is only residually, or partially disabled. In so doing, the insurance company hopes to pay-out a partial benefit. Because of our expertise and years of experience in disability law only, our attorneys have successfully addressed partial versus total disability situations.
Call (800) 969-0488 for a free consultation with our LTD lawyers.
Disability Benefits for Invasive Cardiologists
Disability benefits can be provided when you are no longer able to find gainful employment in your field, or in any field, depending on your policy. How your disability came about is often irrelevant to your eligibility. What matters is proving you can no longer work in your field of specialty as an invasive cardiologist as a result of a sickness or injury.
You can also be eligible for disability insurance benefits with the absence of any physical condition. Mental health problems often qualify people for disability benefits on their own. For example, if you have been feeling extreme anxiety due to the responsibilities of your role, then it might allow you to seek LTD or short-term disability benefits.
Other reasons you might file for disability as an invasive cardiologist:
If your disability claim is approved, you should be provided finances to help pay for your medical expenses related to your disability, as well as a portion of your typical wages to keep you financially stable. Your disability insurance policy could have different stipulations, though, resulting in different or improved benefits. We will review your insurance policy to ensure you are given the maximum amount of benefits based on your unique situation.
Attorneys That Specialize in Handling Your Disability Insurance Claims
Dabdoub Law Firm was created with a single purpose in mind: help people get disability benefits from insurance companies. Over the years, we have represented general and invasive cardiologist with a host of medical conditions.
With that kind of focus, we have:
- Experience with every disability insurance company;
- A proven track record of success by winning major long-term disability lawsuits; and
- Recovered millions of dollars in disability benefits for clients like you.
Every day, our disability lawyers work to get insurance companies to approve long-term disability claims or appeal disability benefits denials. With so much at stake, shouldn’t you have expert disability lawyers on your side?
Because federal law applies to most disability insurance claims, we do not have to be located in your state to help.
Call (800) 969-0488 to speak with a disability insurance lawyer today.