Surgeon Disability Claims
Managing Long-Term Disability Insurance Benefits Claims
Physicians who have the health and wellbeing of a patient metaphorically and sometimes literally in their hands find themselves in work places of incredibly high stress and constant pressure. Surgeons in particular have to make on-the-spot decisions to try to help patients in dire need of immediate or substantial medical attention. By the end of an average day, whether a surgeon needs to operate on someone’s hand, heart, or hamstring, the building pressure can make it difficult to continue going to work and function in day-to-day situations. Surgeons also have a physically demanding occupation. Often required to stand for hours on end in a static position, surgeons suffer from a host of chronic pain condition and other disability that prevent them from safely operating.
Dabdoub Law Firm and our long-term disability insurance attorneys and ERISA case lawyers can provide you with all the representation and guidance you need to make certain your surgeon disability claim is managed correctly. We have the legal experience and insight needed to represent surgeons for their claims, no matter the disability or medical condition that has limited you. As a legal team that has dealt with every major insurance company in the country, you can have confidence in our advocacy and know we will be ready for anything on your behalf.
Talk to our law firm when you need help with:
Own-Occupation Insurance Policies for Surgeons
As a surgeon, you will most likely have an own-occupation insurance policy. Under such a policy, you can make a claim for disability benefits if you become disabled in a capacity that prevents you from completing your work as a surgeon.
Importantly, some own-occupation insurance policies still provide benefits even if you can continue to work in another occupation. For example, if you also work as a general physician who sees and diagnoses patients, then you can continue to be employed and work in this capacity while still getting benefits if you suffer a hand disability that prevents you from working as a surgeon or in the operating room. Our attorneys can help you understand these types of insurance policies and how to pursue benefits using them.
What is “Any Occupation” Insurance?
If you have a disability insurance policy that is described as “any occupation,” then it will be more difficult for you to claim disability insurance benefits. Under an “any occupation” policy, you must suffer a disability that prevents you from completing work in any occupational field. In other words, if you cannot work as a surgeon but could work in another capacity, then your benefits could be limited or denied.
We Proudly Support Surgeons in Disability Claims
As a surgeon, you might find it difficult to interpret your disability insurance policy. You may have employer provided benefits if you are a resident, for example, or you may be reliant on private plan or physician’s insurance group. When everything is evaluated, you could find it unduly difficult to figure out how to begin or appropriately manage your claim, especially while you are also trying to work with a painful or persistent medical condition.
As a surgeon, some injuries, illnesses, and disabling medical conditions experienced could be:
- Depression, anxiety, and other mental health concerns
- Chronic pain
- Back pain from standing or stooping over for long hours
- Osteoarthritis or other hand-related conditions
Our Disability Lawyers Can Help You
As a law firm focused only on helping people get disability benefits from insurance companies, the firm has recovered millions of dollars in disability benefits for clients across the country. Our disability insurance lawyers have challenged every major insurance company when they have denied long-term disability benefits to our clients. Every lawyer focuses on disability insurance claims, appeals, and lawsuits.
With so much at stake, shouldn’t you have experienced disability lawyers on your side? As federal law applies to most disability insurance claims, your disability lawyer does not have to be located in your state to help.
Call (800) 969-0488 to speak with a disability insurance lawyer.