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New Jersey

New Jersey Disability Insurance Lawyer

Our New Jersey disability insurance lawyers have helped many people in New Jersey with their disability insurance claims. Our firm was built as a disability insurance law firm and to this day it is the only area of law we practice.

To secure the services of our firm, contact our New Jersey disability attorney for a free initial consultation at (800) 969-0488.

Group Disability Insurance Policy

Many employers throughout the state of New Jersey offer their employees group disability insurance coverage. Group disability insurance policies generally fall under a federal called the Employee Retirement Income Security Act of 1974 (ERISA).

ERISA is a very complicated area of law and as such most people do not understand it. It is so important to your claim that you hire an experienced ERISA attorney who knows how to properly navigate the law. In doing so, your chances of succeeding against the big insurance companies is much greater.

Why New Jersey Law is More Favorable to the Claimant

A rule was passed in New Jersey in 2007 which is supposed to change the standard of review in disability insurance cases in favor of the claimant. Its intention is to change the standard from arbitrary and capricious to de novo. Essentially, the rule took away “discretion” from the disability insurance companies. If the disability insurance company has discretion, it is very difficult for the claimant to win their case. The federal judge must find that the insurance company acted unreasonable in denying or terminating disability insurance benefits

Unfortunately, it is unclear whether the courts agree that this rule will change the standard of review and ban discretion. However, if the courts do agree and discretion is banned, the claimant has a much better chance of winning their case. The judge now has to only find whether you are disabled from working based on the medical evidence. The judge does not have to consider the reasonableness of the insurance company’s’ decision.

How We Help

Filing a claim in New Jersey is more favorable to the disabled and should be done whenever possible. If you currently live in New Jersey, or if you lived in New Jersey when the disability insurance company denied or terminated your disability benefits you may be able to file your lawsuit there. You may also file in New Jersey if you were living there when you became disabled.

Dabdoub Law Firm has helped hundreds of people with their ERISA disability insurance cases. We are familiar with the tactics of each insurance company and know what to expect when handling your claim.

Our experienced disability insurance attorneys can help you with your initial claim, appeal of a termination or denial, or even file a lawsuit on your behalf in Federal Court.

Client Testimonials

    Best in the LTD field

    - Fernando


    - Excellent Law Firm

    “Choose DABDOUB LawFirm. Choose PEACE OF MIND.

    - DABDOUB LawFirm made a difference in my life.

    Eddie and his team at Dabdoub Law are knowledgeable, efficient, and empathetic.

    - Brad

    Thank you Mary and the Dabdoub team!

    - Theresa

    They have stood up and represented me when I needed it most.

    - Chaleigha

    Knowledge and persistence were key.

    - Brian

    I will, without question, always recommend the Dabdoub Law Firm to anyone needing disability experts!

    - Cindy

    Trustworthy, knowledgeable, attentive.

    - Betty

    I instantly felt like I finally had someone on my side.

    - Anonymous

We're Here to Help

Contact us to schedule your free case evaluation.
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