Pain Management Physician Disability Claims
Disability Insurance Claims for Physicians
Your day-to-day duties as a pain management physician, specialist, or doctor are sure to be stressful. It is up to you to identify the source of your patient’s pain, create accurate diagnoses, and recommend treatment methods. However, your job can get complicated when you are suffering from serious pain and health complications yourself.
At Dabdoub Law Firm, we can help you file for individual income disability benefits as a pain management physician. For years, we have been there to support and guide medical professionals from all practice types and in all 50 states.
Some disability insurance policies and claims are governed by ERISA law while others, especially doctors, purchase their own individual disability insurance.
Long term disability claims are all we do here at Dabdoub Law Firm, too. We do not distract ourselves with other practice areas, and our disability lawyers work directly with our clients. From beginning to end, your claim will be managed by a team of legal professionals who genuinely care about you and your future wellbeing.
Call (800) 969-0488 for a free consultation with Dabdoub Law Firm.
What to Expect with a Disability Insurance Claim
Depending on your role in your medical group or who is your employer, you may have your disability insurance provider by your own employer, an overall insurance group, or a private plan you purchased yourself.
In any circumstance, the purpose of your disability insurance plan is providing you with necessary financial benefits after you can no longer continue working as normal due to a disabling condition. Insurance companies have notoriety for finding ways to deny disability claims, even when it is clear that you have a disability that prevents you from working as a pain management physician.
Typically, after you submit a claim for disability insurance benefits, the insurance company will begin the claim review process.
This entails requesting:
- All your medical records
- Your doctors complete an Attending Physician Statement
- You complete a claim form explaining your condition and occupation
Of course, this is not all a disability insurance claim entails. In fact, disability claim reviews can be extensive and intrusive. For this reason, it is important to know what documents and information your insurance carrier is entitled to obtain and those that it is not.
Understanding your disability insurance policy and the law is crucial to protecting your rights to collect disability benefits and limiting intrusive investigation by an insurance company. In our experience, insurance companies fish for documents it can use to reframe a physician’s occupation into some, less demanding occupation. A barrage of continuing document requests is another tactic used to delay making a decision.
In sum, knowing what to expect with a disability insurance claim and how to respond is crucial to protecting your right to disability income benefits.
Common disabilities that you may experience as a pain management physician:
- Mental health disabilities, like crippling anxiety
- Arthritis that makes typing, notetaking, etc. difficult
- Migraines from light or sound sensitivity
- Chronic back pain
Help from a Lawyer with Expertise in Disability Insurance
Dabdoub Law Firm was built to be a disability insurance law firm and nothing else.
Our practice focus means:
- All of our lawyers specialize in disability insurance claims;
- We have experience with every major disability insurance company; and
- We have won important long term disability lawsuits.
Our disability lawyers can help you with:
- Submitting a disability insurance claim
- Appealing a long-term disability denial
- Negotiating a lump-sum settlement
- Filing a lawsuit against your disability insurance company
Hiring an experienced disability attorney is important. Because federal law applies to most disability insurance claims, our lawyers do not have to be located in your state.
Call (800) 969-0488 for a free consultation with an experienced disability attorney. Pay no fees or costs unless you get paid!