Ophthalmologist Disability Claims
Long-Term Disability Benefits You Deserve
Ophthalmologists are tasked with diagnosing and recommending treatments for eye disorders, diseases, and injuries. Most importantly, ophthalmologist perform delicate surgeries to correct many disorders or conditions to the eyes. Being able to accurately diagnose eye disorders requires a high level of care and attentiveness, not to mention surgical intervention.
If you are struggling to help your patients due to a disability, or if completing work is painful under any circumstance, you qualify for long term disability insurance benefits.
For legal representation and guidance through your long term disability claim, come to Dabdoub Law Firm. Our long term disability insurance attorneys work with ophthalmologists across the country who need LTD benefits from their employers, or from their own insurance providers. Most long term disability insurance policies are governed by federal ERISA law. However, many ophthalmologist also have individual disability insurance policies. Some of these policies specifically insure the ability to perform the duties of an ophthalmologist, which necessarily include surgery.
Call (800) 969-0488 to speak with a disability insurance lawyer today.
Helping Ophthalmologists With Disability Claims
A serious health complication that stops you from completing work to a safe or minimal degree should validate your need for long term disability benefits. The responding insurance company might not agree, though. At Dabdoub Law Firm, we have seen far too many cases in which an insurer tries anything at all to argue that our client’s medical conditions do not constitute a medical need for disability benefits, despite their doctors saying otherwise.
As a law firm focused only on disability insurance claims, our disability lawyers have experience handling claims for disability benefits for ophthalmologists. The firm has stepped in at every stage of these claims, including challenging the unlawful denial of disability benefits or termination of benefits by the insurance company.
Because of our focus, the firm has a proven track record of success at all stages of a disability claim. This includes winning lawsuits for disability benefits in federal trial courts and court of appeals.
Disability Insurance Companies ho insure ophthalmologist may include:
- Sun Life
- Reliance Standard
- Mass Mutual
- And more
Ophthalmologists who have disability insurance may have what is known as an own occupation policy in the industry. These policies tend to be more favorable because it is the ability to perform one’s specific occupation that is insured. For an ophthalmologist, the inability to perform surgeries would constitute total disability in many circumstances. Of course, insurance companies could disagree and conduct a very intrusive claim review into medical, financial, and occupational information.
An experienced disability insurance attorney knows how to navigate these claims and challenge disability denials.
Injuries and illnesses experienced by an ophthalmologist may include:
- Anxiety, depression, and other mental health concerns
- Arthritis from medical tool and computer use
- Back pain from long hours standing or sitting at work
- Migraines or chronic headaches
Disability Insurance Companies Have Experienced Disability Insurance Lawyers — Shouldn’t You?
As a law firm created to focus on disability insurance, we have fought all major disability insurance companies and have won several major disability lawsuits. All our lawyers commit every day of their legal career with helping people get disability benefits from UNUM, MetLife, Prudential, Northwestern Mutual, CIGNA or LINA, and other insurance companies.
Because federal law applies to most disability insurance claims, we do not have to be located in your state to help. We help clients nationwide.
Allow our team to help you with each step of your LTD claim, including:
- Submitting initial disability insurance claims
- Appealing a long-term disability claim denial
- Negotiation a lump-sum settlement
- Filing a lawsuit, when needed