Atlanta Disability Insurance Lawyers
Helping You Recover Your Rightful Insurance Benefits
At Dabdoub Law Firm, our long-term disability insurance attorneys know it’s a long, complex process to file a disability claim. We know, because we have decades of combined experience working in this field – it’s all we do at our firm.
Part of the reason it’s such a complicated process is because insurance companies will fight against even the most legitimate claims. After all, they’re in the business to make a profit by collecting premiums rather than paying out claims.
Our firm’s lawyers have seen every tactic insurance companies use to underpay, delay, or flat-out deny paying disability benefits. Call Dabdoub Law Firm for legal guidance you need from attorneys specializing in claims for disability benefits from insurance companies.
Atlanta Disability Insurance Claims
As Georgia’s capital and the most populous city, as well as being one of the most culturally diverse cities in the entire nation, Atlanta has many claims to fame. Its economy is also booming because of the Hartsfield-Jackson International Airport, known as the “world’s busiest passenger airport,” which is also the city’s largest employer.
Those who have full-time employment often receive disability insurance coverage from their employer, yet some purchase individual coverage, mostly those who are self-employed. The benefit of having individually purchased disability insurance is that usually has more favorable terms for the insured, but the individual will likely have to pay higher premiums. Some of the biggest insurance companies with disability coverage in Atlanta include Hartford, UNUM, MetLife, Cigna, Aetna, and Prudential.
Most disability insurance policies are covered by ERISA, a federal statute applicable to every U.S. state’s federal court. Many disability claims are filed every year in Atlanta, and residents may file disability lawsuits in the U.S. Court/Northern District of Georgia. However, something to discuss with an experienced disability attorney is whether there are better venues to file a disability benefits lawsuit.
Reasons Why Disability Insurance Claims Are Denied
Our disability lawyers have seen denials based on every reason imaginable. Although every disability insurance claim is different, here are the most seen reasons why insurance companies deny valid claims:
- The insurance company sends you for an IME, independent medical examination by a doctor it chooses and pays
- Your doctor did not send an Attending Physician Statement or medical records that were requested by the insurance company
- The insurance company claims your symptoms are out of proportion to your medical test results
- The insurance company claims your symptoms are not supported by objective medical evidence
Your claim was denied as a pre-existing condition. Our long-term disability insurance lawyers have helped many individuals working in all sectors who have suffered from any debilitating medical condition. Because our practice’s sole focus is in disability claims, we have seen every tactic insurance companies use to avoid paying out the disability benefits you deserve, either through rejecting it, delaying their promised payout, or lessening the value of your claim.
We know what it takes to counter them, and have gone up against every disability insurance company in the nation.
Help from a Lawyer with Expertise in Disability Insurance
This law firm was built to be a disability insurance law firm. That’s all we do!
That focus means:
- All of our lawyers specialize in disability insurance claims
- We have experience with every major disability insurance company
- We have won important long term disability lawsuits
Our disability lawyers can help you with:
- Submitting a disability insurance claim
- Appealing a long-term disability denial
- Negotiating a lump-sum settlement
- Filing a lawsuit against your disability insurance company
Hiring an experienced disability attorney is important. Because federal law applies to most disability insurance claims, our lawyers do not have to be located in your state.
Call for a free consultation with an experienced disability attorney. Pay no fees or costs unless you get paid.