Disability Attorneys for Boston Claimants
Dabdoub Law Firm was created to handle long term disability claims and cases for clients. We are a law firm that helps people from coast-to-coast, including in the beautiful city of Boston. Since we only focus on LTD cases, we can help you, no matter the complexity of your case or the medical conditions involved. Is the insurance company not cooperating? Know also that we have them all on, calling upon our decades of combined legal experience.
Boston Disability Insurance Claims
Long term disability insurance coverage is most often provided through employment. As such, most people in Boston with this type of coverage get it through their work. General Electric, The TJX Companies, Showcase Cinemas, Staples, and Liberty Mutual Insurance are some of the biggest employers in the greater Boston metropolitan area. If you work for any of these companies, then you probably have disability insurance coverage from an insurer like UNUM, Prudential, MassMutual, and, of course, Liberty Mutual. Since federal ERISA law applies to disability insurance policies provided by these major insurance companies, our attorneys do not have to be located in Boston, or even Massachusetts, to help you with your claim.
Disability insurance claims are heavily scrutinized by insurance companies. While it is true that some claims are fraudulent, most are not. Yet, insurance companies take a very aggressive approach to investigating disability claims and have used various tactics to delay payments or deny valid claims.
This law firm’s focus on disability insurance claims has given us a distinct advantage in being able to spot and defeat these tactics. One of the more common ways a disability claim is denied is by sending the claimant to an independent medical examination or IME. The examining doctor is chosen and paid by the insurance company, which creates a conflict of interest. Always consult a disability lawyer if you are being sent to an IME or FCE.
Insurance companies are also known to do surveillance. Even if the claim for disability benefits is not suspicious, surveillance might be done as a way to claim activities observed are inconsistent with claimed restrictions and limitations. CIGNA, UNUM, and Hartford are known to utilized surveillance very often.
Your doctor may also be contacted by the insurance company’s doctors. This might be done without notice and therefore catches your doctor off guard and possibly causing him or her to not be prepared for the phone call.
If you are experiencing any difficult with your disability insurance company, call us to speak with a disability attorney. Our experienced can help make the difference in getting your long term disability claim approved.
Let Dabdoub Law Firm and our Boston long term disability insurance attorneys help you form your case so you know it is ready for anything.
Our Disability Attorneys Can Help You
Disability insurance law is complex. Hiring an experienced disability attorney is important. Because all our disability lawyers at Dabdoub Law Firm focus on disability insurance claims, we have significant experience with every major disability insurance company.
We can help at any stage of your disability insurance claim, including:
- Submitting a disability insurance claim
- Appealing a long-term disability denial
- Negotiating a lump-sum settlement
- Filing a lawsuit against your disability insurance company
Because federal law applies to most disability insurance claims, our lawyers are able to represent clients across the country, including in Boston, Massachusetts.