Disability Insurance Lawyers Helping People in Memphis
When an insurance company does not want to pay a claimant long term disability insurance benefits, Dabdoub Law Firm springs into action. Our law firm helps claimants in Memphis and the surrounding region get their deserved benefits. This is all we do as a law firm totally committed to long term disability claims and cases. Throughout our years of practice, we have seen pretty much all there is to see in these types of cases, and we know how to overcome it for our clients.
Memphis Disability Insurance Claims
It is common for residents of Memphis to get their disability insurance coverage from their employers. As a bustling epicenter of business and commercial industries in Tennessee, Memphis is home to some major employers. FedEx and Walmart, for example, are some of the largest employers in the city. Private employers like this often rely on major insurance companies for disability insurance.
Big insurance companies that sell plans to employers include:
It is not uncommon for insurance companies to delay or deny valid claims for disability benefits. As a law firm that focuses entirely on disability insurance, we have seen every tactic used to delay making a claim decision. One tactic that most companies seem to use is to claim the proof of disability has not been provided. This could mean that the disability paperwork, also known as an attending physician statement, was not sent by the treating doctor. It could also mean that medical records were requested, but not received.
In our experience, the insurance company might have already received documentation it states has not been provided and is purposefully delaying processing a disability claim. Having an attorney who is experienced with disability claims can ensure the insurance company does not engage in these tactics in the claims review process.
Insurance companies also use independent medical examinations to set up a claim for a denial. Although it is referred to as “independent,” the truth is these examinations are not independent. In reality, the physicians used by disability insurance companies often only do medical examination for, and get paid by, insurance companies. Other types of examination for disability claims include neuropsychological evaluations and functional capacity evaluations or FCE. If a disability claimant is being sent to a medical examination, it is important to consult with a disability insurance lawyer.
Our Disability Attorneys Can Help You
Dabdoub Law Firm was built to be a disability insurance law firm and nothing else. Because all our disability lawyers focus on disability insurance claims, we all have significant experience with every major disability insurance company and have won important disability lawsuits.
We can help at any stage of your long term disability claim, including:
- Submitting a disability insurance claim
- Appealing a long-term disability denial
- Filing a lawsuit against your disability insurance company
Hiring an experienced disability attorney is important. Because federal law applies to most disability insurance claims, our lawyers do not have to be located in your state to help you manage your claim.